Author: Dipti K.

Chinese National living in Hong Kong buys a condo in Singapore

Chinese National in Hong Kong buys condo in Singapore

The Client

Our client was referred to us by a law firm helping him set up a Singapore presence, which includes a company, family office, and trust.

How We Helped

Our client worked with our Chinese-speaking HNW team, who is very familiar with this exact case. It was especially good that we had referrals from similar clients in Hong Kong, so the client felt rest-assured. We work with over a dozen private banks in Singapore, helping their clients with International mortgage requests.

NationalityResidenceOccupationProperty ValueLoan Amount
Chinese NationalHong Kong Entreprenuer SGD 11,000,000SGD 6,600,000
Loan to valueRateTermProperty Details
55%1.15% pa2 year fixed Luxury Penthouse Condo
NationalityChinese National
ResidenceHong Kong
Occupation Entreprenuer
Property ValueSGD 11,000,000
Loan AmountSGD 6,600,000
Loan to value55%
Rate1.15%
Term2 year fixed
Property Details Luxury Penthouse Condo
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Monaco resident purchases condo in Singapore, ahead of opening a family office

Monaco resident purchases condo in Singapore

The Client

Our client's family office was moved from Zurich to Singapore, and he wanted to purchase a home for his visits. His 2 boys were also going to attend UWC boarding school in Singapore.

How We Helped

The client came through his private bank, with who we have a relationship with in Singapore. Our HNW team works with clients looking to set up family offices in Singapore, and we also put the client in touch with our network of real estate agents who found our client an off-market rare luxury penthouse condo.

NationalityResidenceOccupationProperty ValueLoan Amount
U.K. CitizenMonaco EntreprenuerSGD 15,000,000SGD 8,000,000
Loan to valueRateTermProperty Details
53%1.408% pa5 year fixedLuxury Penthouse Condo
NationalityU.K. Citizen
ResidenceMonaco
Occupation Entreprenuer
Property ValueSGD 15,000,000
Loan AmountSGD 8,000,000
Loan to value53%
Rate1.40%
Term5 year fixed
Property DetailsLuxury Penthouse Condo
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Singapore lawyer buys a home in Chatswood, north of Sydney

Singapore lawyer buys home in Chatswood, north of Sydney

The Client

Our client had done very deep research on how people in Sydney were slowly moving to Chatswood due to the lower cost of living. He was purely motivated for an investment and yield return.

How We Helped

Our client wanted to cover his rental yield with high leverage. Given Singapore banks require hefty cash collateral, it didn't make sense for him to use a traditional Singapore bank. Our client heard our presentation at a local social club and contacted our team in Singapore. We found a 30 year loan at 4.88% that was able to be closed in 45 days.

NationalityResidenceOccupationProperty ValueLoan Amount
Singapore CitizenSingapore Lawyer AUD 790,000AUD 474,000
Loan to valueRateTermProperty Details
60%4.88%Up to 30 YearsCondo, Chatswood, North Sydney
NationalitySingapore Citizen
ResidenceSingapore
OccupationLawyer
Property ValueAUD 790,000
Loan AmountAUD 474,000
Loan to value60%
Rate4.88%
TermUp to 30 Years
Property DetailsCondo, Chatswood, North Sydney
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Chinese National in HK buys a condo in downtown Sydney

Chinese National in HK buys condo in Sydney

The Client

Our client contacted us after seeing our ad on WeChat! Our Chinese-speaking team immediately gained the confidence of the client.

How We Helped

Our client was reluctant to use a Hong Kong bank, given her previous experience, and wanted to explore other lending options. Her income was not consistent, given she owned her own company. Our team found a lender to accept an entrepreneur as a client with 60% LTV!

NationalityResidenceOccupationProperty ValueLoan Amount
Chinese NationalHong Kong Fund ManagerAUD 3,000,000AUD 1,800,000
Loan to valueRateTermProperty Details
60%4.88% paUp to 30 YearsDowntown Sydney
NationalityChinese National
ResidenceHong Kong
OccupationFund Manager
Property ValueAUD 3,000,000
Loan AmountAUD 1,800,000
Loan to value60%
Rate4.88% pa
TermUp to 30 Years
Property DetailsDowntown Sydney
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Korean professor in Singapore buys a condo in Vancouver for his son attending university

Korean professor in Singapore buys condo in Vancouver

The Client

Our client saw our video ad on social media and contacted us to see his options. His son was recently accepted to UBC, and he wanted to own a place nearby.

How We Helped

We met with our client in Singapore and walked him through the loan process, and explained how our team adds value along the way. Our team placed his loan with a Canadian bank at 2% for 25 years!

NationalityResidenceOccupationProperty ValueLoan Amount
Korean NationalSingapore TechnologyCAD 900,000CAD 500,000
Loan to valueRateTermProperty Details
55%2.00%25 years Apartment, North Vancouver
NationalityKorean National
Residence Singapore
Occupation Technology
Property ValueCAD 900,000
Loan AmountCAD 500,000
Loan to value55%
Rate2.00%
Term25 years
Property DetailsApartment, North Vancouver
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Australian Doctor buys new condo in Battersea Powerstation, London

International Mortgage Lenders

The Client

Our client came through his real estate agent selling the new-builds.

How we Helped

Our client was an entrepreneur so a typical bank loan would not work. GMG is a financing partner for the real estate agent in Asia and found a flexible lender to accomodate the client's specific earning scenario. At 2% for 25 years, the client could no be happier. We have since closed 4 of his friends for the same building in London.

NationalityResidenceOccupationProperty ValueLoan Amount
AustralianSydney BusinessmanGBP 2,200,000GBP 1,540,000
Loan to valueRateTermProperty Details
70%1.89% + BOEBRUp to 25 yearsLuxury apartment, Battersea Powerstation, London (new build)
NationalityAustralian
ResidenceSydney
OccupationBusinessman
Property ValueGBP 2,200,000
Loan AmountGBP 1,540,000
Loan to value70%
Rate1.89% + BOEBR
TermUp to 25 years
Property DetailsLuxury apartment, Battersea Powerstation, London (new build)
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Canadian living in Singapore purchases apartment on the Left Bank, Paris

Residential Mortgages UK

The Client

Our client is a Canadian citizen who has been living in Singapore for the past 15 years.

How We Helped

Our client married a French woman who comes from Paris, and their goal was to one day purchase a home near where his wife grew up. Our client saw our advertisement at a local social club and called us to enquire. He has done some preliminary research with an international bank, but the feedback from existing customers was not good. GMG found the low LTV loan for our client with a 20-year term!

NationalityResidenceOccupationProperty ValueLoan Amount
Canadian CitizenSingapore Fund ManagerEuro 2,200,000Euro 1,000,000
Loan to valueRateTermProperty Details
45%1.55%20 years Repayment Apartment, Left Bank, Paris
Nationality Canadian Citizen
ResidenceSingapore
Occupation Fund Manager
Property ValueEuro 2,200,000
Loan AmountEuro 1,000,000
Loan to value45%
Rate1.55%
Term25 years
20 years RepaymentApartment, Left Bank, Paris
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U.K. banker living in Hong Kong purchases summer home in St. Tropez

Residential Mortgages UK

The Client

Our client is a successful investment banker in Hong Kong and after 2 summers in St. Tropez with his family, he wanted to purchase the villa which he had been renting.

How we Helped

Our client was shocked there are no options for French mortgages in Hong Kong, even at his private banking account with an international bank. His private banker referred us the loan and we were able to close the loan with 60% leverage with a rate of 1.35%!

NationalityResidenceOccupationProperty ValueLoan Amount
U.K. CitizenHong Kong Investment BankerEuro 4,500,000Euro 2,700,000
Loan to valueRateTermProperty Details
60%1.35%20 years RepaymentVilla, St. Tropez
NationalityU.K. Citizen
ResidenceHong Kong
OccupationInvestment Banker
Property ValueEuro 4,500,000
Loan AmountEuro 2,700,000
Loan to value60%
Rate1.35%
Term20 years Repayment
Property DetailsVilla, St. Tropez
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How to Secure U.S. Commercial Property Loans as International Investors?

International Mortgage

How to Secure U.S. Commercial Property Loans as International Investors?

In this Video, Nick Worthing, our Head of Commercial Lending will talk about our loan programs that allow the borrowers to utilise our lending partners to secure commercial loan. He will highlight the commercial property types, typical loan terms, and what to expect during the loan process.
Watch the video to find out more!

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