How to Buy Property in USA from Hong Kong with Mortgage Support

how to buy property in USA from Hong Kong

Investing in real estate is one of the most powerful ways to build wealth, and for many Hong Kong investors, the United States stands out as a top destination. With its strong economy, stable property market, and diverse opportunities, the U.S. offers real estate investments that are not only secure but also potentially very profitable. If you are considering how to buy property in USA from Hong Kong, you might be surprised to learn that the process is easier than it seems, especially when you have the right mortgage support.

At Global Mortgage Group we focus on providing our international clients which includes Hong Kong residents, with customized mortgage solutions for U.S. properties. We provide professional guidance and a range of financing options which makes the process of buying US property from Hong Kong a smooth and transparent one.

What is it that Hong Kong investors are into regarding U.S. property?

Hong Kong buyers report to be more and more interested in the U.S. real estate market which is due to:

  1. Strong Growth in Real Estate In the U.S. we see great opportunity in markets like New York, Los Angeles, Miami and Texas which provide rental income as well as capital growth.
  2. Diversification for Hong Kong investors to grow their portfolio beyond local property markets.
  3. Education and which lifestyle many investors are putting money into U.S. properties for their children’s study abroad or for family relocation.
  4. Stable Finance we present to you our range of mortgage solutions for non-U.S. residents which mean that getting a foreign property is easier than ever.

The Process: How to Buy Property in USA from Hong Kong

If you’re wondering how to buy property in USA from Hong Kong, here’s a step-by-step guide:

  1. Determine your goals.

Before you jump into the U.S. real estate market determine what it is you are after is it investment, relocation, or education that brings you in? This will help you in choosing the right location and also with your budget.

  1. Select the appropriate property which is right for you.

Work with experienced real estate agents that have a specialty in international buyers. For Hong Kong investors we see to it that they invest in Los Angeles, New York, Houston, and Miami.

  1. Home loan finance.

This is the area where Global Mortgage Group steps in. We work with non-U.S. residents to get them approved for mortgage loans which we do at competitive rates and terms that we have designed for international buyers.

  1. Comply with legal requirements.

Foreigners do not face any restrictions in the U.S. in terms of property ownership but you will have to get familiar with the legal issues like title transfer, property taxes, and insurance.

  1. Finish the Purchase.

Once funds are secured in place your attorney and agent will take you through contracts, closing costs, and ownership transfer.

The Role of Mortgage Support

For many Hong Kong investors the primary issue is financing. As opposed to full payment at once which is what paying cash upfront is, through a mortgage you may see that they:

  • Keep cash flow open for other investments.
  • Access to bigger properties at a lower initial investment.
  • Benefit from low U.S. interest rates which in many cases are below those in Hong Kong.

At Global Mortgage Group we serve Hong Kong clients in their interaction with US lenders which understand to have in mind the unique requirements of international buyers. We present documentation for non-residents’ which in turn makes the process of mortgage approval a stress free experience.

Benefits of Buying US Property from Hong Kong with Global Mortgage Group

When it comes to buying US property from Hong Kong, the expertise and network of Global Mortgage Group give you an advantage:

  1. We work with leading U.S. institutions.
  2. Competitive Rates we offer you the same great interest rates as the US.
  3. Custom built Mortgages We tailor our mortgage products to your income, assets and investment goals.
  4. Expert Support From property choice to loan settlement.
  5. Seamless experience we have removed the need to travel to the U.S. for mortgage approval; most of the process is done remote.

Key Considerations for Hong Kong Buyers

Before you put your money out, consider this:

  • Taxes: U.S. home owners pay property taxes out of which also goes their income tax from rental income and in some cases they may pay estate taxes. It is best to consult a tax adviser.
  • Currency Exchange: HKD to USD fluctuations may affect your purchase price and mortgage payment.
  • Ongoing Costs: In your investment plan include insurance, maintenance, and property management fees.

Final Thoughts

For Hong Kong residents, the U.S. real estate market offers unparalleled opportunities. Whether you’re purchasing a rental property, a second home, or an investment for the future, knowing how to buy property in USA from Hong Kong with proper mortgage support makes all the difference.

At Global Mortgage Group, we are committed to making buying US property from Hong Kong simple, transparent, and financially beneficial. We are at the forefront of international mortgage solutions, enabling you to achieve your U.S. property goals with confidence.

Your Top Questions Answered:

1. Can Hong Kong residents buy property in the USA?
Yes, Hong Kong residents can legally purchase real estate in the U.S. There are no restrictions, and with the right mortgage support the process is straightforward.

2. How can I finance a U.S. property if I live in Hong Kong?
Hong Kong buyers can access U.S. mortgage options through Global Mortgage Group, which specializes in international financing for non-U.S. residents.

3. What are the steps to buy property in USA from Hong Kong?
The process includes defining your goals, selecting the right property, arranging financing, meeting legal requirements, and completing ownership transfer.

4. Why should Hong Kong investors consider U.S. real estate?
Buying U.S. property offers benefits like portfolio diversification, stable rental income, strong capital growth, and mortgage opportunities with competitive rates.

5. What should I know about taxes when buying U.S. property from Hong Kong?
Hong Kong investors should plan for property tax, rental income tax, and estate tax, and consider USD/HKD exchange rates before finalizing the purchase.

How Global Mortgage Group Supports UK Resident Buying Property in USA

UK Resident Buying Property in USA

Buying into the US real estate market is a dream for many international investors and families. For a UK resident looking to buy in the US the process may put them off due to legal requirements, financing issues, and the different mortgage systems. But with the right guidance it doesn’t have to be that way. That is what Global Mortgage Group is for; we provide tailored mortgage solutions and expert advice to help UK resident’s confidence as they navigate the U.S. property market.

We will explore how Global Mortgage Group supports UK residents, the advantages of using their services, and why securing US mortgages for UK citizens is easier than you might think.

Understanding the Challenges for UK Residents

A UK resident buying property in USA often faces unique challenges compared to U.S. citizens. Some of the most common include:

  • Access to certain U.S. mortgages is restricted.
  • When buying across borders.
  • Higher foreign buyers’ deposit requirements by U.S. lenders.
  • Currency exchange issues between GBP and USD.

While those challenges may seem large at the moment they are in fact not insurmountable. At Global Mortgage Group we support UK residents through which they may put these issues behind them and secure in home financing in a simple and open way.

How Global Mortgage Group Provides Solutions

Global Mortgage Group is a specialist in working with international clients to access U.S. mortgage markets. We have the expertise in cross border finance which means that for the UK resident buying property in USA. We present them with mortgage options that are a match to their financial situation and investment goals.

Access to Specialized Mortgage Programs

Unlike what many U.S. banks do which have a narrow focus on foreign nationals; at GMG we have developed strong relationships with lenders which know the international market. We are able to offer US mortgages to UK citizens at competitive interest rates, with flexible repayment terms and which also have realistic eligibility criteria.

Simplified Application Process

One out of the top issues for a UK resident buying property in U.S. is the mortgage application. GMG which  they remove the complexity by taking clients through the documentation process which in turn includes income verification, credit history, and identity checks which they see to run smoothly.

Tax and Legal Guidance

Cross border property investments include a set of legal and tax issues. Global Mortgage Group works with what we have found to be reliable partners to advise UK residents on property taxes, ownership structures, and what to expect in terms of liabilities. This in turn prevents large scale mistakes and we see to it that we are in compliance with U.S. regulations.

Currency and Financing Support

Exchange fluctuation rates play a role in total cost. At GMG we put forth strategies which in turn put out results for our customers’ risk and also we pass on to them customized finance solutions. This in return adds to the security and predictability of purchase of US property.

Advantages of working with Global Mortgage Group.

For a UK resident buying property in USA, partnering with GMG brings several benefits:

  • Tailored loan products for your unique financial picture.
  • Direct access to US lenders for international buyers.
  • Streamed in systems which reduce stress and time.
  • From consultation to closing.

Which UK residents put their money into the US in to which also goes What UK residents turn to the US for investment in which also includes what UK residents invest in the US in which also puts out.

The U.S. real estate market is a growing trend for international buyers. In the case of a UK resident purchasing property in the U.S. the benefits are great:

  1. Asset diversification which includes U.S. property ownership.
  2. In many US cities.
  3. Possibility of profit from a strong GBP to USD rate.
  4. In a continuous rise in home values in markets like New York, Miami, and Los Angeles.

Through Global Mortgage Group’s services we have made these opportunities available to UK residents in a secure and managed way.

Case Report: UK Resident Assisted by GMG

In another case a UK resident which put out a bid for a $1.2 million property in Florida as a vacation home and rental investment. At first the U.S. banks turned him down for lack of local credit history. But after approaching Global Mortgage Group he got financing at competitive rates with only a 30% down payment. Also included in what Global did was to handle the application process, put up legal contacts, and give tax advice. Today he is doing well from the rental income that the property is bringing in as well as building equity in US real estate.

In this case we see that which of the US mortgages is available to UK citizens’ is made possible by expert help which our traditional banks may not provide.

Tips for UK Buyers in the US

  • If as a UK resident you are looking to buy property in the U.S. here are a few tips to get started:
  • Work with Global Mortgage Group which is a specialist in the field instead of a general bank.
  • Understand your budget which includes taxes, insurance and closing costs.
  • Prepare in advance your proof of income and bank statements.
  • To use currency hedging to manage exchange rate risk.
  • Always consult attorneys who have experience with foreign buyers.
  • Global Mortgage Group Your Trusted Partner

In whatever capacity is it your first time around or a long term play, Global Mortgage Group provides the expertise which we put at your service to make the process smooth. Also for the UK residents looking into buying in the US our team’s experience in securing US mortgages for UK citizens whom we bring to the table is what gives you that confidence and clarity in a foreign market.

Through the support of GMG UK investors can achieve their U.S. property goals which also includes a stress free process.

Conclusion

The U.S. property market is a great play, but as a UK resident looking to buy in the U.S. the process is best approached with expert guidance. Global Mortgage Group fills in the missing piece of the puzzle by offering made to measure mortgage solutions, personalized advice, and connection to lenders which have experience in working with international buyers.

With their help, securing US mortgages for UK citizens is no longer a challenge. It is an achievable reality for UK investors who want to expand into the U.S. real estate market.

What challenges do UK residents face when buying property in the USA?
UK residents often face restricted access to mortgages, higher deposit requirements, currency exchange risks, and complex tax and legal obligations.

Your Top Questions Answered:

1. What challenges do UK residents face when buying property in the USA?
UK residents often face restricted access to mortgages, higher deposit requirements, currency exchange risks, and complex tax and legal obligations.

2. How does Global Mortgage Group help UK residents secure US mortgages?
Global Mortgage Group offers tailored mortgage solutions, direct access to US lenders, simplified applications, and guidance on legal and tax requirements.

3. Can UK residents get competitive mortgage rates in the USA?
Yes. With GMG’s partnerships with international-friendly lenders, UK residents can access competitive rates, flexible terms, and realistic eligibility criteria.

4. Does Global Mortgage Group assist with currency and financing issues?
Yes. GMG provides strategies for managing exchange rate risks and offers customized financial solutions to make US property purchases more secure.

5. Why should UK buyers work with Global Mortgage Group instead of traditional banks?
Unlike most US banks, GMG specializes in cross-border financing, offering expertise, streamlined processes, and personalized support from consultation to closing.

GMG Advisory => Our New Platform For Sophisticated Investors Targeting $15-100M Private Credit Opportunities

Mortgage Broker Singapore

From Donald Klip, Co-founder of Global Mortgage Group

I wanted to personally share an exciting development that I believe will be of significant interest to you and your investment strategy in Asia.

Why I'm Launching GMG Advisory

After years of building Global Mortgage Group and executing over $400 million in high-value bridging finance deals the past 2 years in Singapore alone, I've identified a massive gap in Asia's financing landscape that presents exceptional opportunities for sophisticated investors like yourself.

The middle market—companies needing $15-100 million in capital—represents the backbone of Asia's growth story. Yet these businesses consistently face limited access to appropriately structured financing. They're too large for traditional SME lending but below the scale that attracts major institutional project finance.

This is exactly where I see the greatest opportunity for our clients.

Bringing Wall Street Standards to Asia's Middle Market

My experience in senior investment banking roles at the world’s largest investment banks taught me that institutional-grade execution and analytical frameworks can unlock extraordinary value. I'm now applying these same rigorous standards—typically reserved for hundred million transactions—to the $15-100 million segment through GMG Advisory, a sub-division of Global Mortgage Group.

"The middle market is the backbone of Asia's growth, yet it continues to face limited access to appropriately structured financing. By focusing on the $15–100 million range, and leveraging both our real estate expertise and my global investment banking experience, we are strategically positioned to help dynamic businesses unlock capital, accelerate expansion, and capture new market opportunities."

Beyond Real Estate: A Diversified Approach That Makes Sense

While we've built our reputation on real estate expertise, GMG Advisory expands strategically into opportunities where real estate remains a vital component. Many of Asia's most dynamic growth opportunities maintain real estate elements through collateral structures, mixed-use developments, or project-linked assets.

As I noted in our recent press release: "While GMG Advisory remains rooted in its strong real estate focus, the firm is increasingly identifying opportunities across other industries. Many of these opportunities maintain a real estate component—whether through collateral structures, mixed-use development, or project-linked assets—highlighting the interconnected nature of financing in Asia's evolving growth landscape."

This approach provides the portfolio diversification that I know many of you seek, while maintaining the tangible asset backing that has served our clients well.

Why This Opportunity Is Perfectly Timed

Asia's mid-market financing needs are exploding. "Asia's mid-market financing needs are expected to grow significantly as companies scale to meet increasing domestic demand and expand into international markets."

Meanwhile, traditional banks continue tightening credit standards across the region. This creates a perfect storm of opportunity for alternative capital providers who can offer sophisticated structuring and execution.

What This Means for Your Portfolio

For our family office and private banking clients, GMG Advisory offers several compelling advantages:

Institutional-Grade Due Diligence: I'm applying the same analytical rigor I used at major investment banks to every transaction—enhanced due diligence and risk assessment that this segment has historically lacked.

Flexible Structuring: We create tailored financing strategies that align with your specific risk profiles and return requirements—the kind of sophisticated structuring you expect.

Optimal Scale: The $15-100 million range is perfect for substantial portfolios—meaningful enough to move the needle, yet manageable enough for thorough analysis and oversight.

Singapore Hub Advantages: Our Singapore base provides optimal regulatory framework and financial infrastructure for accessing pan-Asian opportunities while maintaining international market connectivity.

First-Mover Positioning: With global private credit giants increasingly turning to Asia, early positioning through an established platform with proven investment banking expertise offers significant advantages.

The Market Context You Should Know

While banks still dominate Asian credit markets (79% versus just 33% in the US), this dynamic is shifting rapidly. Asia continues driving over 50% of global GDP growth while public debt markets remain underdeveloped—creating a structural opportunity for private credit solutions.

"We see enormous potential in helping companies that are ready for the next stage of growth but are constrained by limited access to capital. Our heritage in real estate gives us a unique edge, and we're excited to extend that expertise into adjacent opportunities where real estate remains a vital component."

My Team-Building Approach

I'm deliberately constructing a world-class team that combines investment banking protocol from the world’s largest financial institutions with deep local market knowledge. This creates the unique value proposition that our sophisticated clients deserve—institutional-grade execution without bureaucratic constraints.

Next Steps for Interested Clients

If you're interested in exploring how GMG Advisory can enhance your Asian investment strategy, I'd welcome a direct conversation about specific opportunities and how they might fit your portfolio objectives.

Given our existing relationship and your investment sophistication, you'll have priority access to our deal flow and structuring capabilities.

Contact Me Directly

Phone: +65 9773 0273
Email: [email protected]

I'm always available for a direct conversation about how these opportunities might align with your investment goals.

Your Top Questions Answered:

Q1: What is the primary purpose of GMG Advisory?

A: GMG Advisory is designed to connect sophisticated investors with exclusive private credit opportunities between $15 million and $100 million, targeting Asia’s fast-growing middle market sector.

Q2: How does GMG Advisory stand out from traditional investment platforms?

A: It brings institutional-grade expertise from global investment banking to mid-market financing, offering deep analysis, due diligence, and flexible deal structuring tailored to investor needs.

Q3: What types of businesses or assets does GMG Advisory focus on?

A: The platform identifies mid-sized companies with solid growth potential across Asia, often backed by real estate, collateralized assets, or project-linked developments.

Q4: Why is this the right time to invest through GMG Advisory?

A: With traditional banks tightening credit, mid-market companies face funding gaps. GMG Advisory offers investors a chance to capture strong yields in a sector poised for major expansion.

Q5: What are the key advantages for investors partnering with GMG Advisory?

A: Investors gain access to high-quality private credit deals, institutional-level execution, customized financing strategies, and early entry into one of Asia’s most dynamic investment segments.

In Singapore => Why Asset-Backed Bridging Loans Are the Key to Seizing Opportunities

In today’s rapidly evolving financial landscape, access to fast and flexible capital is more critical than ever. At Global Mortgage Group (GMG), we’ve witnessed a dramatic shift in how sophisticated borrowers—like you—are securing financing. Traditional banks are tightening their lending practices, and as a result, asset-backed bridging loans are becoming a game-changing solution. Read below for real life cases on how we have helped our Singapore clients. 

Why Asset-Backed Bridging Loans Matter More Than Ever

As the market dynamics shift, we’re seeing one area of lending explode: asset-backed bridging loans. This sector has grown by an astonishing 429% since 2019, with projections showing it will reach S$825 million by 2025. Why is this happening? Simply put, asset-backed bridging loans are the ideal solution for borrowers who need quick liquidity but don’t want to compromise on the quality of the loan structure.

Traditional banks—paralyzed by regulatory pressures, lengthy approval processes, and a slow-moving credit committee structure—are no longer able to offer the speed and flexibility that sophisticated borrowers require. 

But GMG specializes in real estate-backed, asset-backed bridging loans, enabling us to provide fast, flexible, and secure capital to those who need it most. Whether you're an investor chasing a time-sensitive opportunity, a business owner navigating cash flow gaps, or a homeowner seeking urgent liquidity, we’ve designed our platform to meet your needs efficiently.

The Banking Retreat: A Growing Opportunity for Private Credit

While banks are retreating from lending, the demand for private credit is accelerating. In late 2024, major Singaporean banks—including DBS, UOB, and OCBC—slashed their loan growth targets. This move was driven by tighter regulatory measures from the Monetary Authority of Singapore (MAS), including stricter loan-to-value ratios and enhanced stress testing. As banks become increasingly conservative, the need for agile private lenders who can respond quickly and decisively has never been greater.

At GMG, we recognize that for borrowers like you, waiting months for a loan approval simply isn’t an option. When you need capital fast to seize a property investment, manage an urgent business opportunity, or cover unforeseen liquidity needs, asset-backed bridging loans are the solution. Unlike traditional lenders, we understand the urgency and complexity of these needs and can provide quick, decisive financing that banks simply can’t match.

How GMG Can Help Extract Cash from Singapore Real Estate

We’ve helped many clients unlock the value of their properties quickly and efficiently. Here are three real-world scenarios where GMG’s asset-backed bridging loans have proven to be the ideal solution:

1. Business Owner Seeking Liquidity for Expansion

Scenario:

A successful entrepreneur owns a prime residential property in District 9, valued at over S$10 million. The business is experiencing a unique expansion opportunity but requires immediate cash to finalize a deal. The entrepreneur’s current assets are tied up in the property, and traditional banks are unable to approve a loan quickly due to lengthy documentation and approval processes.

How GMG Helps:

Through real estate-backed bridging loans, GMG provides fast liquidity using the property as collateral. We bypass the bureaucratic delays of traditional banks and offer a financing solution that allows the business owner to access up to 70% of the property’s value. The funds can be used immediately for business expansion—whether to secure a new location, purchase equipment, or cover operational costs.

Key Benefits:

  • Quick access to capital: GMG can structure a loan in just 2–3 weeks, allowing the business owner to act swiftly on expansion opportunities.
  • Low documentation: Our process is streamlined and focused on understanding the borrower’s needs, not exhaustive paperwork.
  • Flexibility: The entrepreneur can pay back the loan once the business capitalizes on the expansion, without the need for long-term commitments or complex terms.

2. Property Investor Capitalizing on a Time-Sensitive Deal

Scenario:

A property investor has identified a lucrative off-market property deal but requires a significant cash infusion to close it. The investor owns multiple properties across Singapore, including a portfolio of high-value condos in Orchard and Marina Bay. Traditional banks are taking too long to approve a loan, and the investor risks losing the deal if they don’t act fast.

How GMG Helps:

Using the investor’s property portfolio as collateral, GMG can offer a bridging loan against the equity tied up in the properties. We provide a fast-track financing solution that allows the investor to close the deal in a timely manner, potentially within 2–3 weeks. Once the property deal is secured, the investor can repay the loan using the returns from the new property acquisition or refinancing options.

Key Benefits:

  • Rapid financing: Our streamlined process means the investor can access the funds needed to close the deal within weeks, avoiding missed opportunities.
  • Multiple properties leveraged: GMG can structure a loan that pulls equity from a variety of assets, optimizing the borrowing potential.
  • Short-term commitment: The loan is designed to be repaid quickly once the property deal generates returns, giving the investor the flexibility to manage cash flow.

3. Homeowner Releasing Equity for Personal or Family Use

Scenario:

A high-net-worth individual owns a luxury home in Sentosa Cove worth over S$20 million. The homeowner needs immediate liquidity to cover unexpected company expenses from one of his overseas companies. However, the homeowner doesn't want to sell the property and is unable to secure a traditional loan quickly enough to cover the expenses. 

How GMG Helps:

GMG offers a home equity release solution, using the Sentosa Cove property as collateral. By securing a bridging loan against the home, the homeowner can extract the necessary funds without the need to sell the asset or go through prolonged bank approval processes. The funds are made available quickly, ensuring the homeowner can meet his company’s financial needs. 

Key Benefits:

  • No need to sell assets: The homeowner can access liquidity without parting with their valuable property.
  • Immediate cash flow: GMG’s quick approval process ensures that funds are available as soon as needed, giving peace of mind during stressful times.
  • Flexible repayment: The loan can be structured to allow for repayment once the medical situation is resolved, without long-term financial strain.

The GMG Difference: Speed, Flexibility, and Relationships

At GMG, our expertise in real estate-backed bridging loans sets us apart. We don’t operate like traditional banks, which often get bogged down by endless documentation and lengthy approval processes. Instead, we focus on building relationships first, ensuring we understand your needs and providing the most efficient solutions available.

Where traditional banks require 8–12 weeks for approval, we can often provide a solution in just 2–3 weeks. This speed is critical when it comes to seizing time-sensitive opportunities, whether in real estate or business. In an environment where speed and certainty matter more than ever, we’re proud to offer you the financing solutions that help turn your opportunities into reality.

Looking Ahead: GMG Leading the Way in Private Credit

With traditional banks retreating, the demand for agile, relationship-driven private credit solutions is growing. At GMG, we’re leading the charge in asset-backed bridging loans, setting the standard for speed, flexibility, and client-focused solutions. As the market continues to shift, we’re here to ensure you have the support you need to seize opportunities without delay.

We look forward to continuing to work with you as we navigate this exciting new era of private credit in Singapore. If you need fast, reliable financing, don’t hesitate to reach out.

Best regards,

Donald Klip, Co-Founder
Global Mortgage Group & America Mortgages

Email: [email protected]

Your Top Questions Answered:

Q1: What makes asset-backed bridging loans so valuable in Singapore’s current market?

A: With banks tightening lending, asset-backed bridging loans offer quick, flexible funding by leveraging property assets. They allow borrowers to access liquidity within weeks instead of months.

Q2: Who can benefit the most from GMG’s asset-backed bridging loans?

A: Business owners, property investors, and homeowners who need fast capital for expansion, investments, or cash flow management can all benefit from GMG’s streamlined loan solutions.

Q3: How does Global Mortgage Group provide faster approvals than traditional banks?

A: GMG eliminates lengthy credit checks and rigid bank documentation. By focusing on asset value and borrower intent, approvals are typically completed within 2–3 weeks.

Q4: Can multiple properties be used as collateral for a single bridging loan?

A: Yes. GMG can structure a single loan using equity from multiple high-value properties, maximizing borrowing potential and offering flexibility in loan structuring.

Q5: What are the main advantages of choosing GMG over a traditional bank?

A: GMG offers speed, flexibility, and relationship-driven service. Borrowers gain access to quick funding, lower documentation requirements, and tailored solutions designed around their timelines.

GMG Advisory Launches to Address Middle Market Financing Gap in Asia

GMG Advisory Launches to Address Middle Market Financing Gap in Asia

The World’s Most Comprehensive Financing Platform for International Real Estate Investors

International Real Estate Investors

From Donald Klip, Co-founder of Global Mortgage Group

Our Global Platform => Where Opportunity Meets Access

We built Global Mortgage Group because today's international investors are more sophisticated and globally minded than ever before. They have access to real-time market information worldwide and increasingly view real estate as their preferred asset class over traditional investments. Whether they're acquiring a second home, establishing a base for their children's education abroad, or pursuing pure investment returns, these investors deserve financing solutions that match their global perspective—not the limitations of their passport.

Countries we offer financing:

United States

Through our wholly-owned subsidiary, America Mortgages, we provide financing solutions that most international investors didn't know existed. We can finance up to 75-80% of US property purchases for non-residents, qualifying based solely on rental income—no personal income verification required. 

This isn't just financing; it's access to the world's most liquid real estate market during a period when demographic trends and monetary policy are driving structural changes in property values.

Canda, European Union & United Kingdom

  • Canda
  • United Kingdom
  • Ireland
  • France
  • Portugal
  • Spain
  • Italy
  • Germany

Middle East & Asia Pacific

  • Dubai 
  • Israel Asia-Pacific Region
  • Singapore
  • Japan
  • Australia
  • Thailand

Latin America

  • Panama
  • Mexico
  • Colombia
  • Dominican Republic
  • Costa Rica
  • Belize
  • Honduras
  • El Salvador
  • Nicaragua

The Financing Advantage

What separates our approach from traditional mortgage brokers is understanding that international property investment isn't just about real estate—it's about positioning capital for a changing monetary system.

Leverage Strategy: Our 60-80% LTV ratios across markets allow investors to maintain liquidity while gaining property exposure—critical when you need flexibility during monetary transitions.

Currency Diversification: Multi-currency financing options help manage exchange rate risk while maintaining purchasing power across different monetary zones.

Speed and Efficiency: Streamlined documentation processes eliminate the bureaucratic delays that can kill time-sensitive opportunities.

Local Intelligence: Our team combines institutional-level macro analysis with ground-level market knowledge in each jurisdiction.

Bridge Financing: Capturing Time-Sensitive Opportunities

The most profitable opportunities often require immediate action. Our bridging loan solutions in five key markets ensure our clients never miss high-value acquisitions due to financing delays:

  • United States
  • Canada
  • Australia
  • Thailand
  • Singapore

Bridge Loan Features:

  • 7-14 day funding timelines
  • 3-24 month terms with interest-only payments
  • Flexible exit strategies
  • Competitive rates despite short-term nature

Why This Matters Now

The window for optimal positioning won't remain open indefinitely. As more international capital recognizes these dynamics, competition for quality properties will intensify and financing terms may tighten.

We built Global Mortgage Group specifically to help international investors move quickly and strategically during this transition period. Whether you're building a multi-continent property portfolio or need rapid bridge financing for time-sensitive acquisitions, our platform provides institutional-level access with individual investor service.

The monetary reset is happening. The question isn't whether to prepare—it's how quickly you can position yourself to benefit.

[email protected]

Your Top Questions Answered:

Q1: What makes Global Mortgage Group different from traditional mortgage brokers?

A: Global Mortgage Group provides cross-border financing for international investors with speed, flexibility, and access that traditional banks and brokers cannot match.

Q2: Can non-residents qualify for property financing in the United States through Global Mortgage Group?

A: Yes, through America Mortgages, non-residents can secure up to 80 percent financing for U.S. properties using rental income only, without personal income verification.

Q3: Which countries does Global Mortgage Group provides financing in?

A: Global Mortgage Group offers financing in major markets including the United States, United Kingdom, Canada, Singapore, Australia, Japan, and regions across Europe and Latin America.

Q4: How does bridge financing from Global Mortgage Group benefit international investors?

A: Bridge loans from Global Mortgage Group allow investors to act quickly on opportunities with fast funding, short terms, flexible repayment, and access to high-value property deals.

Q5: Why should investors act now to secure international real estate financing?

A: Global markets are shifting and liquidity is tightening, making it the right time for investors to secure prime real estate financing through Global Mortgage Group’s global platform.

Copy the Best Real Estate Investor in the World

International Mortgages

The $1 Trillion Blueprint That's Completely Legal to Replicate

What if you could copy the smartest classmate in school and not get in trouble?

Peek behind the curtain of the world's most successful real estate investor and legally copy their exact playbook? Meet Blackstone – the $1 trillion alternative asset manager that has quietly become the most dominant force in American real estate. While everyone else was debating whether to invest in stocks or crypto, Blackstone was building an empire, one single-family home at a time.

Here's the kicker: everything they do is completely transparent, publicly documented, and 100% legal to replicate. You're not just allowed to copy their strategy – you're encouraged to.

It's one thing when I tell clients to, but Blackstone has a little more credibility than I do, so you should listen. Warren Buffett created a generation of value investors. Why not let Blackstone do the same for real estate investing?

The Mind-Blowing 2025 Numbers Behind Their Success

Let's start with some numbers from 2025 that will make your jaw drop:

Blackstone's Empire:

The 2025 Market Explosion:

  • Foreign buyers purchased $56 billion in U.S. residential properties from April 2024 to March 2025
  • 78,100 international property purchases – a massive 44% increase year-over-year
  • 33.2% surge in dollar volume – the highest growth since 2017
  • Record median foreign buyer purchase price: $494,400

But here's what's truly remarkable: Blackstone owns less than 1% of rental housing in the U.S., yet their influence and returns are extraordinary. They've cracked the code on something most investors miss entirely, and now international money is flooding in to copy their approach.

The 2025 International Money Tsunami

The latest data reveals something unprecedented: International buyers aren't just participating in this market – they're leading a full-scale invasion. The 2025 numbers show the biggest surge in foreign real estate investment since 2017, with smart money following Blackstone's blueprint.

This surge isn't happening in isolation. As outlined in "The Coming Monetary Reset: Why International Investors Are Turning to U.S. Real Estate, Gold and Bitcoin", global investors are increasingly seeking dollar-denominated assets as a hedge against monetary uncertainty.

The 2025 Winners (Latest Data):

  • China: $13.7 billion invested (11,700 homes purchased)
  • Canada: $6.2 billion invested (10,900 homes purchased)
  • Mexico: $4.4 billion invested (6,200 homes purchased)
  • India: $2.2 billion invested (4,700 homes purchased)
  • United Kingdom: $2.0 billion invested (3,100 homes purchased)

They understand what Blackstone knows: American single-family rentals are the ultimate wealth-building machine.

The Secret Sauce: It's Not What You Think

Forget everything you think you know about real estate investing. Blackstone's success isn't about buying the most expensive properties or having unlimited capital. Their secret weapon?

Following two simple words: Jobs (growth) and Population (growth). This is the blueprint I use for presenting to private banks globally. The U.S. gentrifies better than any other country, and the reshoring of manufacturing is making it easier to choose where to invest. 

"Really, what we try to follow across the globe is job and population growth," says Kathleen McCarthy, global co-head of Blackstone Real Estate.

That's it. While everyone else is chasing shiny objects, Blackstone follows people and paychecks. And the 2025 data proves international investors are copying this exact strategy.

The "Big Six" Markets Making Millionaires

Investors who own at least 1,000 homes have 45% of their single-family holdings in six markets: Atlanta, Phoenix, Dallas, Charlotte, Houston, and Tampa.

These aren't random picks. Each of these cities represents a perfect storm of job creation, population growth, and rental demand. Here's what makes them special:

  • Atlanta, Georgia: The logistics capital of America
  • Phoenix, Arizona: Tech boom meets retiree migration
  • Dallas, Texas: Corporate relocation headquarters
  • Charlotte, North Carolina: Banking and finance hub
  • Houston, Texas: Energy sector powerhouse
  • Tampa, Florida: Tourism and lifestyle destination

The 2025 Geographic Gold Rush

The latest data shows where international money is concentrating, and for good reason. As detailed in our analysis of "How U.S. Politics Influences Real Estate for Global Investors", political stability and business-friendly policies play a crucial role in investment decisions.

Top Destinations for Foreign Buyers (2025):

  • Florida: 21% of all international purchases (leading for 15+ years)
  • California: 15% of foreign buyer activity
  • Texas: 10% of international investment
  • New York: 7% of foreign purchases
  • Arizona: 5% of international buyers

Florida's dominance isn't accidental – it perfectly aligns with Blackstone's strategy of targeting high-growth, business-friendly markets with strong rental demand. For investors comparing major markets, our "Florida vs California: The Ultimate Real Estate Investment Showdown for International Buyers" provides detailed market analysis.

The "Hidden Goldmine" Markets Most People Ignore

While everyone fights over expensive coastal properties, the smart money is flowing to unexpected places. There are 28 "SFR Growth" counties where rental yields exceed 10% and wages are growing.

The 2025 Yield Champions:

  • Indian River County, FL: 14.6% annual gross rental yield
  • St. Louis City, MO: 14.6% annual gross rental yield
  • Cameron County, TX: 13.2% annual gross rental yield
  • Monroe County, NY: 12.8% annual gross rental yield
  • Richmond County, GA: 12.7% annual gross rental yield

To put this in perspective: while the stock market averages 10% annually over decades, these markets are delivering that in rental income alone – before any property appreciation.

What makes this MORE attractive is that America Mortgages offers up to 75% financing for non-U.S. citizens living overseas. We use the rental income to qualify, and with rental yields so high, it's never been easier to get a mortgage. We don't require personal financials or any form of credit.

The Regional Performance Revolution

The 2025 data reveals dramatic regional variations:

The Hottest Growth Markets:

  • Midwest: Leading with 5.26% rent growth
  • Northeast: Strong performance at 4.84% growth
  • Detroit: 6% year-over-year rent increases
  • Washington D.C.: 6.4% annual rent growth
  • Chicago: Consistent 5.6% growth

Meanwhile, expensive coastal markets are moderating, creating opportunities in previously overlooked regions.

The Perfect Storm Creating This 2025 Opportunity

Several massive trends are converging to create what might be the investment opportunity of a lifetime:

  1. The Supply Crisis Intensifies Build-to-rent starts reached 7.8% in Q3 2024 – a record high – yet demand still outstrips supply. "Buying is still cheaper than building in many markets," says Will Pattison of MetLife Investment Management.
  2. The Renter Nation Expands High mortgage rates have created a captive audience of renters who can't afford to buy, driving vacancy rates to 6% in Q3 2024 – the highest in 26 quarters.
  3. The International Invasion The 44% surge in international property purchases shows global investors are deploying capital aggressively, following institutional strategies.

Your Step-by-Step Blueprint to Copy Blackstone

Phase 1: The Foundation (Months 1-6)

  • Target Florida, Texas, or Arizona markets (following 2025 foreign buyer trends)
  • Start with $150K-$750K in available capital (adjusted for 2025 prices)
  • Focus on properties priced $250K-$500K for optimal yields
  • Contact America Mortgages Concierge desk to:
    • Speak to realtor in your desired city
    • Establish U.S. legal entity (Delaware LLC recommended)
    • Open bank account
    • Speak to a U.S. accountant
  • Get pre-approved by America Mortgages loan officer in your timezone

For detailed guidance on the mortgage process, see our comprehensive guide "How Non-U.S. Citizens Can Secure a Mortgage for U.S. Real Estate Investment".

Phase 2: The Build-Up (Year 1-2)

  • Acquire 5-10 properties in your chosen market
  • Target the $494,400 median price point where international buyers are active
  • Implement technology for property management
  • Aim for 7-10% gross rental yields minimum

Phase 3: The Scale (Year 2-5)

  • Expand to 25-50 properties
  • Add second market from the "Big Six" for diversification
  • Build institutional-quality operations

The 2025 Foreign Investor Advantage

International investors have several compelling advantages revealed by the latest data:

  • Leverage Power: Obtain 75% financing from America Mortgages, expanding your rental yield
  • Premium Positioning: Foreign buyers' median price of $494,400 vs. $408,500 for domestic buyers
  • Diversification: Geographic and economic diversification away from home country
  • Growth Markets: Access to the world's largest and most stable rental market

For UK and Canadian investors specifically, our detailed analysis "UK and Canadian Investors: Your Ultimate Guide to U.S. Real Estate Investment in 2025" provides market-specific insights and opportunities.

The 2025 Numbers That Will Change Your Life

Let's do some math based on current market conditions:

Conservative Scenario (10 Properties @ $400K each - 2025 adjusted):

  • Total Investment: $4 million
  • Annual Rental Income (7% yield): $280,000
  • Property Appreciation (3% annually): $120,000
  • Total Annual Return: $400,000 (10%)

Aggressive Scenario (25 Properties in High-Yield Markets):

  • Total Investment: $10 million
  • Annual Rental Income (10% yield): $1,000,000
  • Property Appreciation (4% annually): $400,000
  • Total Annual Return: $1,400,000 (14%)

Special Opportunities: Vacation Home Investments

For those interested in combining lifestyle and investment returns, the vacation home market offers unique opportunities. Our guide "Your Dream U.S. Vacation Home Awaits: A Complete Guide for International Buyers" explores how to maximize both personal enjoyment and rental income from vacation properties.

The Build-to-Rent Revolution Accelerating

Build-to-rent (BTR) construction hit record levels in 2025, with starts reaching 7.8%. This isn't just a trend – it's a paradigm shift creating institutional-quality rental properties that offer:

  • 15-25% rental premiums over older homes
  • Lower maintenance costs in early years
  • Modern amenities that attract quality tenants
  • Institutional-quality assets from day one

The Technology Edge That Separates Winners from Losers

Blackstone doesn't just buy properties – they optimize them with cutting-edge technology:

2025 Tech Stack:

  • AI-Powered Pricing: Real-time rent optimization algorithms
  • Predictive Analytics: Machine learning for maintenance and tenant retention
  • Automated Operations: Streamlined property management systems
  • Market Intelligence: Real-time data for investment decisions

The Global Perspective: Why 2025 Is The Moment

Living investment is the largest real estate sector globally, forecast to see $1.4 trillion in transactions over the next five years. The 2025 surge in international investment isn't coincidental – it reflects a fundamental shift toward rental-based housing globally.

JLL predicts investor total rental stock holding will exceed 50 million by 2030, providing homes to approximately 10% of households in major markets.

Implementation Timeline Based on 2025 Market Conditions

Year 1: Foundation Building

  • Establish U.S. legal entity and banking relationships
  • Target the $400K-$500K price range (2025 adjusted)
  • Obtain financing from America Mortgages to leverage rental yield
  • Acquire first 5-10 properties in primary target market
  • Focus on markets with strong foreign buyer presence

Year 2-3: Strategic Scaling

  • Expand to 25-50 properties
  • Add secondary market from top-performing regions
  • Implement institutional-quality property management

The Bottom Line: Your 2025 Wealth-Building Decision

"International interest in buying U.S. real estate increased following the global economic recovery from several years of pandemic-related disruptions," said NAR Chief Economist Lawrence Yun.

The 2025 data tells a clear story: International investors are flooding into U.S. real estate, following Blackstone's proven blueprint, and generating extraordinary returns. The 33.2% surge in foreign investment and 44% increase in property purchases isn't random – it's calculated capital deployment by sophisticated investors who recognize an unprecedented opportunity.

The Time Is Now: Why 2025 Is Your Window

The latest data reveals several time-sensitive factors:

  • First growth since 2017: After years of decline, foreign investment is surging
  • Record prices: $494,400 median shows international confidence
  • Supply constraints: Limited new construction supports rent growth

Remember: Blackstone owns less than 1% of rental housing in the U.S.. There's room for everyone – but only for those bold enough to follow the path that $56 billion in international money is already taking.

The Greatest Real Estate Playbook Ever Written

Blackstone has given you the blueprint. The 2025 data has confirmed international investors are following it. The markets are identified. The trends are crystal clear. The only question left is: Will you join the $56 billion international money tsunami, or will you watch from the sidelines as others build generational wealth?

The greatest real estate investor in the world has shown you exactly how they did it. The 2025 numbers prove it works. Now it's your turn to copy their homework – legally, ethically, and profitably.

Email: [email protected]

Schedule a call with me

Subscribe to me on Substack

Watch my Youtube channel "The Real Asia Show"

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The strategies outlined here are based on 2025 market data and publicly available information. Real estate investing involves risk, and past performance doesn't guarantee future results. Consider consulting with qualified professionals before making investment decisions.

Your Top Questions Answered:

1: Who is Blackstone and why is their strategy important?

Blackstone is a $1 trillion alternative asset manager and the world's leading real estate investor. Their strategy is fully transparent, legal, and offers a proven blueprint for building wealth through single-family rentals.

2: Can international investors legally replicate Blackstone’s approach?

Yes. Blackstone’s methods are completely legal and publicly documented. International investors can replicate their strategy using proper financing, legal entities, and market insights.

3: Which U.S. markets are most profitable to follow Blackstone’s blueprint?

The “Big Six” markets include Atlanta, Phoenix, Dallas, Charlotte, Houston, and Tampa. These cities have strong job growth, population growth, and rental demand, making them ideal for high-yield investments.

4: What makes 2025 a unique opportunity for real estate investors?

Rising international investment, high rental yields, supply constraints, and strategic city growth have created a perfect storm, allowing investors to generate strong returns by following Blackstone’s model.

5: How can non-U.S. citizens start investing in U.S. real estate?

Non-U.S. investors can establish a legal entity (e.g., Delaware LLC), open a U.S. bank account, get pre-approved for financing through services like America Mortgages, and target properties in high-growth markets to maximize rental yields.

The Coming Monetary Reset: Why International Investors Are Turning to U.S. Real Estate, Gold, and Bitcoin

High Net Worth Mortgage Lenders

Before founding Global Mortgage Group and America Mortgages with Robert, I spent years as an investment banker covering macro hedge funds (Scott Bessant was my former client) and later worked directly at hedge funds, analyzing global monetary flows and their impact on asset prices. That macro perspective shaped how I view markets—and today, it's guiding both our personal investment strategy and how I advise international clients.

What I'm witnessing now transcends typical market cycles. We're approaching a fundamental restructuring of the global monetary system—one that's driving sophisticated international capital toward three specific asset classes: U.S. real estate, gold, and Bitcoin. Having seen how institutional money moves during major macro shifts, I recognize the early signs of a historic reallocation of global wealth.

For overseas investors watching the erosion of traditional safe havens, understanding this monetary transformation isn't just academic—it's essential for preserving and growing wealth in the decades ahead.

The Dollar's Managed Decline: Opportunity Disguised as Crisis

After nearly 80 years as the world's reserve currency, the U.S. dollar system is undergoing a deliberate, managed transition rather than facing catastrophic collapse. This represents the resolution of what economists call Triffin's Dilemma—a fundamental contradiction that has existed since Nixon severed the dollar's link to gold in 1971.

The Trump administration has openly acknowledged what many international observers have long recognized: the dollar's current structure has outlived its usefulness. 

As President Trump candidly stated, "When we have a strong dollar, you can't sell anything. It's only good for inflation and psychologically makes you feel good, but you make your money with a weak currency."

For international investors, this creates a unique window of opportunity. While the dollar weakens strategically, tangible U.S. assets become increasingly attractive—offering the stability of American institutions with the upside potential of currency-driven appreciation.

Understanding the Global Monetary Shift

Since 1971, the international monetary system has operated on a model that required America to run massive trade deficits to supply the world with dollars. Foreign nations manufactured goods for U.S. consumption, then recycled those dollars back into American capital markets, funding everything from government deficits to mortgage markets.

This arrangement benefited international manufacturers and U.S. consumers for decades. However, it systematically hollowed out America's industrial base while creating dangerous dependencies. The COVID-19 pandemic exposed these vulnerabilities when the U.S. couldn't manufacture basic medical supplies. The Russia-Ukraine conflict revealed even deeper problems when Russia outproduced all of NATO in weapons manufacturing by a 4-to-1 ratio.

These revelations are forcing a strategic reversal—reshoring American manufacturing while transitioning away from the dollar as the world's primary store of value. For international investors, this shift creates compelling opportunities in assets positioned to benefit from both American reindustrialization and global monetary diversification.

Central Banks Lead the International Flight to Gold

While working at a macro hedge fund, I learned to watch central bank balance sheet changes as leading indicators of major market shifts. What we're seeing now mirrors patterns I witnessed during previous monetary crises—but with far greater scale and systemic implications.

Since 2014, global central banks have net sold approximately $200-300 billion in U.S. Treasury bonds while purchasing $600-700 billion in gold. Having analyzed similar flows during my hedge fund years, I can tell you this isn't market noise—it's a systematic, institutional rejection of dollar-based reserves in favor of monetary metals.

China led this transformation, announcing in late 2013 that accumulating dollar reserves no longer served their national interest. Facing potential currency crises around oil imports, China began purchasing oil fields, copper mines, and gold mines directly, while developing yuan-denominated trade settlements backed by gold convertibility.

From Singapore to Switzerland, from the Middle East to Latin America, central banks have made their choice: gold over Treasuries as the preferred reserve asset. International private investors would be wise to follow this institutional lead.

The Gold Revaluation: America's Trump Card

The U.S. government faces an immediate fiscal crisis that will likely trigger the most significant gold revaluation since the 1930s. Current interest obligations exceed 100% of government receipts—a mathematical impossibility that demands radical solutions.

Treasury Secretary Scott Bessant has indicated the administration will "monetize the asset side of the balance sheet," referring to a mechanism that allows revaluing America's 261 million ounces of gold from the current statutory price of $42 per ounce to market rates.

At today's gold price near $3,400 per ounce, this single accounting adjustment would generate approximately $876 billion for government operations without issuing additional debt. More significantly, this mechanism could be repeated, potentially revaluing gold to $5,000, $10,000, or higher to address fiscal needs.

For international gold investors, this represents government validation of higher gold prices. Unlike private market forces, government revaluation creates official price floors that international investors can rely upon for wealth preservation strategies.

Bitcoin: America's Digital Reserve Asset Strategy

Over my career, I've seen how government policy signals translate into massive capital flows before retail investors catch on. The Trump administration's approach to Bitcoin represents exactly this type of institutional positioning that precedes major asset price moves.

The mechanism works through America's dominance in cryptocurrency infrastructure. As Bitcoin prices rise, demand for dollar-backed stablecoins increases, creating sustained demand for U.S. Treasury bills that collateralize these digital currencies. Having covered macro hedge funds that traded these correlations, I recognize the feedback loops that can drive exponential price appreciation once institutional adoption accelerates. The recently passed Genius Act formalizes this relationship, requiring stablecoins to be backed by short-term U.S. government debt.

For international investors, Bitcoin offers several advantages over traditional safe havens:

However, Bitcoin's volatility requires careful position sizing within diversified international portfolios.

U.S. Real Estate: The Ultimate International Safe Haven

Through America Mortgages, I work daily with international investors seeking stable, productive assets outside their home countries. U.S. real estate has emerged as the preferred choice for sophisticated international capital, and the coming monetary reset will only accelerate this trend.

This is evident by the recent NAR report on International Buyers of U.S. real estate which highlighted that foreigners bought 44% more homes in the U.S., year ending March 2025!

Why International Investors Choose U.S. Real Estate

  • Rule of Law Stability: Unlike many international markets, U.S. property rights are protected by centuries of legal precedent and stable institutions. Political changes don't affect property ownership rights.
  • Currency Hedge Characteristics: As the dollar weakens strategically, foreign investors buying U.S. real estate with other currencies can benefit from both property appreciation and favorable exchange rate movements.
  • Income Generation: Unlike gold or Bitcoin, U.S. real estate provides steady rental income that adjusts with inflation, offering both wealth preservation and cash flow generation. 
  • Cheapest: The U.S. has the lowest per square foot cost for real estate on a national average than any developed nation.
  • Positive Cash Flow: The U.S. is the only real estate market that generates significant positive rental income, with gross rental yields over 8% in many cities. 
  • Capital Appreciation: The U.S. housing market has increased the most over the past 10 years vs other countries. 
  • Market Liquidity: U.S. real estate markets offer unmatched liquidity for international investors seeking to enter or exit positions efficiently.
  • Financing Advantages: International investors can access leverage at America Mortgages. We offer up to 75% loan-to-value with no U.S. credit required! You can use the rental income of the property to qualify for the loan.
  • Leverage enhances return: Using leverage to amplify returns on appreciating assets during monetary transitions. With gross rental yields over 10% in many cities, the income potential will only get better! 

The Reshoring Infrastructure Opportunity

America's commitment to rebuilding domestic manufacturing creates unprecedented opportunities for international real estate investors. 

Through America Mortgages, we're seeing increased international interest in residential properties in manufacturing-friendly regions experiencing population growth from returning industrial jobs.

These areas include:

  • The Southeast: States like Texas, Florida, Tennessee, and the Carolinas offer business-friendly policies, growing populations, and strategic geographic advantages.
  • Industrial Midwest: States like Ohio, Indiana, and Michigan are experiencing manufacturing renaissance with existing infrastructure and skilled workforces.
  • Energy-Rich Regions: Areas with domestic energy resources become increasingly valuable as global supply chains fragment.
  • Port Cities: International gateway cities maintain advantages for global trade while benefiting from domestic economic growth.

Investment Framework for International Portfolios

My approach to investing is a result of being able to speak to the smartest investors in the world for many years and honing my own investment style, which I use—and recommend to America Mortgages' clients—reflects this institutional-grade macro analysis applied to individual investor needs.

Personally, there are 3 big themes happening concurrently and overlapping::

1) Debasement of currency => Bitcoin

2) Change of reserve status away from USD => Gold

3) Rate cut + Deficit spending => U.S. real estate

Imagine 3 overlapping circles, and the middle portion says "higher asset prices".

Leverage the Dollar's Managed Decline

This strategy comes directly from my hedge fund experience during the Asian Currency Crisis in 1997, analyzingcurrency debasement trades. International investors can potentially benefit from borrowing depreciating dollars to purchase appreciating real assets—a carry trade that works in reverse during managed currency declines.

Fixed-rate U.S. mortgages become incredibly valuable financing tools when the underlying currency weakens strategically. I've seen institutional investors execute similar strategies during other currency transitions, and the current setup offers even better risk-reward dynamics for individual international investors.

Access to U.S. Capital Markets

Through America Mortgages, international investors can access U.S. mortgage markets typically offering:

  • Lower interest rates than many international markets
  • Longer fixed-rate terms (30-year fixed rates are uncommon internationally)
  • Higher loan-to-value ratios allowing greater leverage on investments, even for foreign nationals living overseas

Currency Arbitrage Opportunities

As various international currencies strengthen against the dollar during the reset, overseas investors can potentially benefit from:

  • Purchasing U.S. assets at favorable exchange rates - natural discount vs local U.S. buyer
  • Financing in depreciating dollars while earning returns in stronger home currencies
  • Diversifying currency exposure across multiple asset classes

Timeline and Implementation Strategy

The fiscal mathematics suggest major monetary changes will occur within 9-18 months. For international investors, this creates urgency around positioning while requiring careful implementation.

My conclusion: The International Investment Imperative

The post-1971 dollar system is ending through managed evolution, not collapse. For international investors, this creates a historic opportunity to acquire U.S. real estate, gold, and Bitcoin—at favorable prices before widespread recognition of the new monetary framework drives values significantly higher.

I'm a big fan of Luke Groman, known as one of the best macro analysts and a big portion of my thesis is based on his foundation, and he says, "I think Bitcoin, gold, and then everything else. Bitcoin and gold are going to go up versus virtually all other commodities, many other assets, as we move away from a debt reserve system."

For international investors => U.S. real estate offers the perfect complement to this strategy—combining the wealth preservation characteristics of hard assets with income generation, financing advantages, and exposure to America's economic renaissance through reshoring.

The question for overseas investors isn't whether this monetary transformation will occur—central banks have been positioning for it for over a decade. The question is whether international capital will position advantageously before the reset becomes obvious to all market participants.

Through America Mortgages, we're helping international investors do exactly that—securing high-quality U.S. real estate assets with favorable and easy-to-qualify financing while the window of opportunity remains wide open.

The new monetary order is coming. International investors who understand and position for it will preserve and grow wealth for generations. Those who ignore it do so at their own peril.

Disclaimer: These are my own personal views and are meant to be informational and for entertainment purposes. Always discuss financial decisions with your financial advisor. 

Thanks for reading.

Donald Klip, Co-Founder
Global Mortgage Group & America Mortgages

Email: [email protected]

Schedule a call with me

Subscribe to me on Substack

Watch my Youtube channel "The Real Asia Show"

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Your Top Questions Answered:

1: What is the fundamental shift happening in the global monetary system?

The world is moving away from the U.S. dollar as the dominant reserve currency, with international capital reallocating into U.S. real estate, gold, and Bitcoin.

2: Why are central banks increasing their gold reserves?

Central banks have reduced U.S. Treasury holdings and purchased hundreds of billions in gold, signaling a long-term shift toward gold as a preferred reserve asset.

3: How does U.S. real estate benefit international investors during this transition?

U.S. real estate offers legal stability, strong rental income, favorable financing, and appreciation potential, making it a reliable safe haven compared to other assets.

4: What role does Bitcoin play in the new monetary framework?

Bitcoin is being positioned as a digital reserve asset, supported by U.S. policy that links stablecoins to Treasury bills, creating institutional demand and long-term growth.

5: How can overseas investors prepare for this monetary reset?

By diversifying portfolios into U.S. real estate, gold, and Bitcoin, investors can hedge against currency debasement, preserve wealth, and capture growth opportunities.