Singapore is Asia Pacific's premier financial hub and home to some of the most sophisticated corporate borrowers in the region. It is also a market where mid-market corporate credit has become increasingly difficult to access through the conventional banking system.
Published by
Donald Klip | Co-Founder, Global Mortgage Group | Head, GMG Capital Advisory
30 years of institutional finance. Former hedge fund founder. Senior roles at top global investment banks. GMG Capital Advisory arranges private credit and special situations finance of $10M–$100M for operating companies across Asia Pacific.
[email protected] | +65 9773 0273 | Singapore · Hong Kong | Asia-Pacific
For operating companies in Singapore, private credit has become the most reliable source of corporate capital when banks cannot serve the full structure.
The Banking Environment in Singapore
Singapore's three major local banks — DBS, OCBC, and UOB — have responded to the Basel III and IV environment by prioritising wealth management and private banking, large institutional corporate and trade finance, and retail mortgages. Mid-market commercial credit is increasingly routed to specialist credit business units with longer timelines, more restrictive terms, and higher collateral requirements than relationship banking once provided. Foreign-owned businesses and cross-border structures face additional scrutiny. Companies with holding entities in other jurisdictions, or with operating subsidiaries across Southeast Asia, frequently find that Singapore bank credit committees lack the regional mandate or appetite to underwrite the full structure.
The Private Credit Opportunity
Singapore's position as the region's leading financial centre makes it the natural booking centre for private credit transactions across Asia Pacific. The legal framework is robust, contract enforcement is reliable, and the regulatory environment for non-bank lenders is supportive. For Singapore-incorporated or Singapore-based operating companies, private credit is available across the full range of transaction types: bridge financing, acquisition finance, working capital,
recapitalisation, and special situations. Collateral typically combines real property, business cash flows, and personal guarantees from HNWI business owners.
GMG Capital Advisory in Singapore
GMG Capital Advisory is headquartered in Singapore and conducts the majority of its Asia Pacific corporate private credit business from the city-state. We have deep relationships with private credit capital providers across the region and bring institutional-grade underwriting to transactions of $10M–$100M that the major banks no longer find economic to service. Contact us for a preliminary assessment.
Singapore's private credit market is one of the most active in the region. Well-structured mid-market transactions can receive term sheets within five to ten days of a first conversation with an appropriately positioned lender.
About GMG Capital Advisory
Donald Klip | Co-Founder, Global Mortgage Group | Head, GMG Capital Advisory
Donald Klip has 30 years of institutional finance experience spanning hedge fund management and senior roles at the world’s top global investment banks. GMG Capital Advisory specialises in arranging and structuring corporate debt financing of $10M–$100M for operating companies, asset owners, and project sponsors where conventional bank lending is unavailable, insufficient, or too slow. We operate across 23+ jurisdictions in Asia Pacific.
www.gmg.asia | [email protected] | +65 9773 0273 | Singapore · Hong Kong
The Debt Desk
Corporate private credit intelligence for Asia Pacific’s $10M–$100M middle market. Published by GMG Capital Advisory. Part of the Private Credit Asia content series.
www.gmg.asia | Read all 41 articles in the series
