How Saudi Arabian nationals, Saudi royal family members, and Saudi Arabia-based high-net-worth individuals who own property in Manhattan, Beverly Hills, Washington DC, Boston, and across America's premium real estate markets can release the equity they have built, with the discretion, the cultural understanding, and the structural flexibility that Saudi high-net-worth clients require
Saudi Arabia's relationship with American real estate reflects the deep and long-standing bilateral relationship between the Kingdom and the United States, a relationship that has produced decades of Saudi royal family and Saudi business family investment in American premium residential real estate, concentrated particularly in the markets that combine privacy, prestige, and proximity to educational and medical infrastructure.
Saudi high-net-worth owners of US real estate have concentrated in New York, where the Upper East Side and the Plaza District have attracted Saudi royal family and principal family investment since the 1970s. In Beverly Hills and Bel Air, where the privacy infrastructure and the medical proximity of Cedars-Sinai and UCLA Medical Center draw Saudi high-net-worth buyers who combine lifestyle ownership with access to world-class private healthcare. In Washington DC, where the proximity to government and diplomatic infrastructure is relevant for Saudi buyers with official and semi-official US relationships. In Boston, where the Harvard connection is particularly strong among Saudi families who have sent multiple generations through Harvard's undergraduate and graduate programmes.
The Saudi equity release process requires a lender with the experience, the cultural sensitivity, and the structural flexibility to accommodate the full complexity of Saudi high-net-worth holding structures, which frequently involve royal family-connected entities, Saudi family holding companies, offshore structures established for estate planning and privacy purposes, and a range of beneficial ownership arrangements that reflect the complexity of Saudi family wealth. GMG's experience with these structures and our commitment to discretion and confidentiality throughout the equity release process are central to our service proposition for Saudi high-net-worth clients.
This is the Unlocked in America: Saudi Arabian High-Net-Worth Owners of US Real Estate guide part of the Unlocked in America series by Global Mortgage Group and America Mortgages.
GMG's Equity Release Solution for Saudi Arabian High-Net-Worth Owners
- Loan size: USD 500,000 to USD 100,000,000+
- Term: 6 to 24 months
- LTV: Up to 65–70% of independently appraised US market value
- Interest: Retained or rolled up — no monthly payment
- Full discretion and confidentiality throughout the equity release process
- SAR income and Saudi corporate income — considered within asset-led assessment
- Saudi holding companies, royal family-connected structures, Cayman and BVI entities — assessed on a case-by-case basis with appropriate due diligence
- Security: Manhattan, Beverly Hills, Bel Air, Washington DC, Boston, and all major US markets with significant Saudi high-net-worth ownership
- Timeline: Term sheet 24–48 hours; drawdown 10–20 business days
Contact Donald Klip
Email: [email protected]
Phone: +65 9773-0273
Website: gmg.asia
America Mortgages: americamortgages.com

