Last week, we helped a Singapore billionaire extract $25M from his good class bungalow (GCB) valued at $35M in District 9, and the funds were used to acquire an overseas investment opportunity which needed to close in 3 weeks. The deal was referred to us by our private banking partner.
Over the past 2 years, we have funded nearly $500M in Singapore real estate alone!
Other fundings in April:
$5M loan - Grange Road apartment - funds used to acquire restaurants being sold below market value.
$7M loan - Claymore apartment - funds used to repatriate to an Indonesian company for working capital purposes.
$2M loan - District 10 semi-D - funds used for development financing on other Singapore real estate.
What is a Bridging Loan?
Bridging loans offer a short-term financing solution that uses only the value of the property as collateral and not your personal income and are used when speed and certainty of funding are the main priorities.
In Singapore, these loans are commonly used to release equity for business ventures, investment opportunities, or other immediate financial needs.
Unlike traditional loans, bridge loans are asset-backed, relying on the value of the borrower's property rather than their personal financials.
These loans typically feature "interest-only" or "interest-servicing only" payments, with a bullet repayment at the end of the term.
We offer bridging loans in: Singapore, the U.S., London, Australia and Thailand
Typical uses of funds also include:
- Investment opportunities with a small window to fund
- Extracting cash ahead of sale
- Working capital at company level
- Acquiring assets
- Emergency healthcare costs
- Pay down high-cost debt
GMG Bridging Loan Details:
- TDSR Exemption: In Singapore, these loans are not bound by the Total Debt Servicing Ratio (TDSR) as they are structured as private loans
- Loan Amount: Up to 70% of the property's value
- Approval Time: Within 48 hours
- Funding Time: Under 30 days (can be as fast as 7 days if the property is unencumbered)
- Eligible Property Types: Primary residences, second homes, investment properties, hospitality, commercial, and more
- Loan Tenure: Typically 1 to 2 years (not a long-term bank loan substitute)
- Age Restrictions: None
- Qualification Criteria: Based on property value only; no income proof required
- Payment Structure: Interest-only, with the option to roll up interest into the loan
Global Reach: Our Recent U.S. Bridge Loan Success
Our expertise is not limited to Singapore. We recently closed a $22M U.S. bridge loan in just 5 days, helping a global investor capitalize on a time-sensitive opportunity.
Read the full Press Release here.
Contact me directly!
Whether you're in Singapore or investing overseas, we can help you unlock fast, flexible funding through tailored bridging solutions. If you're working on a time-sensitive deal or just want to explore your options, I'm happy to walk you through it.
Email, WhatsApp, or schedule a call with me directly.
