UNLOCK YOUR AUSTRALIAN PROPERTY EQUITY  

A Message to Our Global Real Estate Investors,

You bought an Australian property 5-10 years ago. Sydney, Melbourne, Brisbane, Perth, Adelaide, or the Gold Coast. You may have even paid cash because banks wouldn't finance foreign buyers.

Why Unlocking Australian Property Equity Makes Financial Sense

That property has appreciated 40–80% depending on the city and timing. Your $650,000 apartment is now worth $1.1 million. Your $650,000 apartment is now worth $1.1 million. Your $800,000 house trades at $1.4 million. You're sitting on AUD $300,000 to $2,000,000 in equity, earning 0% return.

Meanwhile, you have business opportunities requiring capital or investment, with timing windows closing.

Your Australian equity can solve all of this—without selling the property by tapping your home equity for cash!

THE REALITY OF YOUR EQUITY POSITION

Quick snapshot of what foreign nationals who purchased 2015-2020 have built:

• SYDNEY: Chatswood apartments ($500K equity), Strathfield houses ($1M+ equity), Burwood properties ($700K equity)
• MELBOURNE: Box Hill apartments ($350K equity), Glen Waverley houses ($600K equity), Docklands investments ($330K equity)
• BRISBANE: Sunnybank properties ($330K equity), CBD apartments ($300K equity), growth corridors ($270K equity) - strongest appreciation due to 2032 Olympics
• GOLD COAST: Surfers Paradise ($270K equity), Broadbeach ($370K equity), Main Beach prestige ($700K equity)
• PERTH: Recovery market properties purchased 2018-2020 showing $240K-$370K equity
• ADELAIDE: Steady performers with $300K-$450K equity built

=> You can typically borrow 60-75% of current property value.

=> Example: Property worth $1.2M = borrow up to $900K.

HOW BRIDGING FINANCE WORKS FOR FOREIGN NATIONALS

Short-term loan (3-24 months) secured against your property.

=> Key differences from banks:

• NO Australian income or credit verification required. NO residency requirements (you can be anywhere). NO Australian tax returns needed, NO complex documentation.
• SPEED: 6-10 business days from application to funds in your account.
• RATES: 8-12% per annum (yes, higher than banks - but banks won't lend to you at all).
• AMOUNT: Up to 75% of property value.

To learn more about Bridging Finance, read our blog on real estate bridge loans — a fast, flexible solution for global investors navigating property transactions.

WHAT OUR CLIENTS ACTUALLY DO WITH FUNDS

=> Singapore business owner: Borrowed $650K against Sydney apartment, expanded factory for new contract, generated $280K additional profit in year one.

=> Hong Kong developer: Borrowed $2.4M against three Melbourne properties, acquired distressed Hong Kong commercial property 30% below market, sold for $1.8M profit

=> Malaysian family: Borrowed $400K against Brisbane house for son's medical school, avoided liquidating income-producing Malaysian properties.

=> Indonesian business owner: Borrowed $400K against Perth property, consolidated 18-24% business debt to 11% bridging loan, saved $35K in first year.

REAL NUMBERS: WHAT IT ACTUALLY COSTS

=> Example:

• Borrow $500,000 for 12 months at 10.5% interest
• Interest cost: $52,500
• Establishment fee (2%): $10,000
• Legal and valuation: $2,000
• TOTAL COST: $64,500

=> Compare to:

• Missing business opportunity worth $200K
• Continuing to pay 20% on existing debt = $100K annually
• Liquidating income-producing assets (losing ongoing returns)

The "expensive" 10.5% bridging loan is cheaper than missing the opportunity.

WHY GMG FOR AUSTRALIA?

• We're a super broker specialising in overseas property owners. 
• We access multiple specialist lenders and compare rates, terms, and LVRs to find your best option. We operate on Asian time zones. We understand your business structures and explain them to Australian lenders.
• We've processed 500+ applications for clients in Singapore, Hong Kong, China, Malaysia, Indonesia, Taiwan, Thailand, Korea, and Japan.
• We specialize in Asset-Backed Bridging Loans, enabling homeowners and investors to unlock equity from their properties in the U.S., UK (London), Australia, and Singapore—quickly, efficiently, and with minimal requirements.

THREE SIMPLE STEPS

1. Email us at [email protected] with your property city, approximate value, and how much you need. 
2. We provide a preliminary assessment within 24 hours (no cost, no obligation) 
3. If you proceed, funds in your account within 6-10 business days

TAKE ACTION TODAY

Your equity is real money earning 0% while opportunities pass by.

Contact: Leonard Lee, Head of Australia Mortgages

Email: [email protected]; WhatsApp: +65 8282-5388

We'll show you exactly how much you can access and what it costs. To learn more through statistics, visit the Reserve Bank of Australia for a range of economic and financial data.

Your equity. Your opportunities. Your timeline.

Your Top Questions Answered:

Q1: How can I access the unused equity in my Australian property?

A: You can unlock your property equity through a short term bridging loan secured against your property. It allows you to access up to 75 percent of its current value without selling.

Q2: Do I need Australian income or residency to qualify for a bridging loan?

A: No, foreign nationals can apply without Australian income, residency, or credit history. The loan is based entirely on your property equity and valuation.

Q3: How long does it take to receive funds after applying?

A: The process is fast and efficient. Most clients receive funds within six to ten business days from the time they submit their application.

Q4: What can the released equity are used for?

A: You can use the released equity for business expansion, debt consolidation, new investments, or education funding without selling your existing assets.

Q5: Why should I choose GMG for Australian property financing?

A: GMG specializes in helping overseas property owners unlock equity through customized bridging loans and has successfully processed more than 500 client applications.