Donald Klip
Co-Founder, Global Mortgage Group
What Is a Hong Kong Bridging Loan?
A Hong Kong bridging loan is a short-term, asset-backed financing solution secured directly against residential or commercial property.
Banks in Hong Kong impose strict income verification and local credit requirements — but GMG bridging loans are approved based primarily on:
✅ Property value
✅ Strength of exit strategy
✅ Borrower profile (global acceptable)
No HKID, no local income, and no tax filings required.
Key Advantages
- Approval in 24–48 hours
- Funding in 5–10 business days
- Up to 70% LTV depending on property type
- No income proof or local credit score required
- Available to foreigners, expats, companies, and family offices

When to Use a Hong Kong Bridging Loan
Ideal for property owners or investors who need speed and liquidity, including:
Equity Release: Unlock capital from Hong Kong property without selling.
Fast Purchase Completion: Secure a property before bank financing or sale proceeds arrive.
Refinancing / Debt Consolidation: Replace expensive financing or restructure cash flow.
Business or Investment Opportunities: Deploy capital quickly into time-sensitive deals worldwide.
Bridge-to-Mortgage: Transition later into long-term bank financing once paperwork stabilizes.
Eligible Properties
- Residential apartments (HK Island, Kowloon, New Territories)
- Luxury and prime properties
- Commercial offices & retail units
- Mixed-use buildings
- Corporate-owned or trust-owned properties
- Portfolio holdings
Why GMG for Hong Kong Bridging Finance
- Access to top Hong Kong private lenders & global credit funds
- Non-resident friendly underwriting
- Fastest approval timeline in the region
- Flexible LTV and repayment structures
- Loans available in HKD or USD
- Legal & valuation coordination handled end-to-end
Frequently Asked Questions
Q: How fast is approval?
As fast as 24–48 hours.
Q: Can non-residents apply?
Yes. Our programs are built for international clients.
Q: What’s the minimum loan amount?
HKD 2M — with no upper limit.
Q: What are typical terms?
6–18 months, interest-only.
Start Your Hong Kong Bridging Loan Today
1️⃣ Speak with a GMG specialist
2️⃣ Receive an LTV estimate within 24 hours
3️⃣ Fund in as little as 5–10 days


