Hong Kong Bridge

"Hong Kong remains one of the world’s most liquid and resilient property markets. Our bridging loans provide international investors with rapid access to capital backed by Hong Kong real estate — without the delays of traditional banking."

Donald Klip

Co-Founder, Global Mortgage Group


What Is a Hong Kong Bridging Loan?

A Hong Kong bridging loan is a short-term, asset-backed financing solution secured directly against residential or commercial property.

Banks in Hong Kong impose strict income verification and local credit requirements — but GMG bridging loans are approved based primarily on:
✅ Property value
✅ Strength of exit strategy
✅ Borrower profile (global acceptable)

No HKID, no local income, and no tax filings required.

Key Advantages

  • Approval in 24–48 hours
  • Funding in 5–10 business days
  • Up to 70% LTV depending on property type
  • No income proof or local credit score required
  • Available to foreigners, expats, companies, and family offices
Hong Kong Mortgage

When to Use a Hong Kong Bridging Loan

Ideal for property owners or investors who need speed and liquidity, including:

Equity Release: Unlock capital from Hong Kong property without selling.
Fast Purchase Completion: Secure a property before bank financing or sale proceeds arrive.
Refinancing / Debt Consolidation: Replace expensive financing or restructure cash flow.
Business or Investment Opportunities: Deploy capital quickly into time-sensitive deals worldwide.
Bridge-to-Mortgage: Transition later into long-term bank financing once paperwork stabilizes.

Eligible Properties

  • Residential apartments (HK Island, Kowloon, New Territories)
  • Luxury and prime properties
  • Commercial offices & retail units
  • Mixed-use buildings
  • Corporate-owned or trust-owned properties
  • Portfolio holdings

Why GMG for Hong Kong Bridging Finance

  • Access to top Hong Kong private lenders & global credit funds
  • Non-resident friendly underwriting
  • Fastest approval timeline in the region
  • Flexible LTV and repayment structures
  • Loans available in HKD or USD
  • Legal & valuation coordination handled end-to-end

Frequently Asked Questions

Q: How fast is approval?
As fast as 24–48 hours.

Q: Can non-residents apply?
Yes. Our programs are built for international clients.

Q: What’s the minimum loan amount?
HKD 2M — with no upper limit.

Q: What are typical terms?
6–18 months, interest-only.

Start Your Hong Kong Bridging Loan Today

1️⃣ Speak with a GMG specialist
2️⃣ Receive an LTV estimate within 24 hours
3️⃣ Fund in as little as 5–10 days