As part of our Global Bridging Loan update for March - we highlight our US loans funded in the month from GMG’s network of client advisors, mortgage brokers, and private bankers globally. In the US alone, we funded five transactions funded across four major metropolitan markets — San Diego, Santa Monica, San Francisco, Miami, and Boston. All five loans were structured for high net worth, non-US resident borrowers, including foreign nationals, expats, and visa holders, underscoring GMG's position as the only cross-border lending specialist operating at scale in this segment. The portfolio reflects the unprecedented build-up of equity of US real estate from historical international appetite especially in high-barrier coastal markets.
Transaction Summary
| Market | Type | Amount | LTV | Term |
| San Diego, CA | Residential Bridge | USD 2.8M | 65% | 12 months |
| Santa Monica, CA | Residential Bridge | USD 4.1M | 60% | 18 months |
| San Francisco, CA | Commercial Bridge | USD 5.5M | 58% | 24 months |
| Miami, FL | Residential Bridge | USD 3.6M | 65% | 12 months |
| Boston, MA | Residential Bridge | USD 2.2M | 62% | 12 months |
| Total | 5 transactions | USD 18.2M |
San Diego, California — USD 2.8M Residential Bridge | 65% LTV | 12-Month Term
A Singapore-based Indonesian family office acquired a single-family residence in La Jolla as part of a broader US real estate diversification strategy. The borrower required a fast-close bridge facility ahead of a longer-term refinance, with GMG completing the transaction in under 21 days. The property is held via a US LLC structure. Exit via refinance.
Santa Monica, California — USD 4.1M Residential Bridge | 60% LTV | 18-Month Term
A UK-based HNW individual — a green card holder residing in London — completed the purchase of a beachside condominium for personal and occasional rental use. The bridge facility covers a gap between a US probate settlement and an anticipated liquidity event. Interest is fully reserved for the term. Exit via sale or conventional mortgage takeout.
San Francisco, California — USD 5.5M Commercial Bridge | 58% LTV | 24-Month Term
A Hong Kong-domiciled investor group refinanced a mixed-use residential and retail building in the Mission District following a change of ownership and light repositioning. The bridge facility funds completion of interior renovation works and provides working capital ahead of a planned DSCR refinance upon stabilisation. Structured with a 12-month extension option and a 1% exit fee.
Miami, Florida — USD 3.6M Residential Bridge | 65% LTV | 12-Month Term
A Colombian national purchased a luxury condominium in Brickell City Centre as a pied-à-terre and investment asset. The borrower — a business owner with strong domestic income — was unable to access conventional US mortgage financing due to non-resident status. GMG provided a bridge facility with interest fully reserved. Exit via America Mortgages Income+ loan takeout.
Boston, Massachusetts — USD 2.2M Residential Bridge | 62% LTV | 12-Month Term
An Indian national on an H-1B visa — a senior academic at a Boston-area university — purchased a townhouse in Beacon Hill ahead of an anticipated green card approval. Traditional lenders declined on visa status grounds despite strong income and a substantial down payment. GMG's US bridge product provided a clean solution, with exit via America Mortgage’s traditional mortgage upon green card approval.
Total Funded — March 2026: USD 18.2M across 5 transactions
GMG's US bridging loan platform, operated through America Mortgages, is available to foreign nationals, expats, green card holders, and overseas investors seeking fast, flexible real estate financing across all 50 US states. No US credit history or SSN required. Loan amounts from USD 250,000 to USD 25M+. Typical close in 14–21 days.
To discuss a transaction or refer a client, contact us at [email protected]; +65 9773-0273 or visit us at www.gmg.asia.
