Earn 1.50% referral commission helping your international clients access U.S. real estate financing.
The Problem Your Clients Face
Your high-net-worth international clients want to invest in U.S. real estate. But they face an impossible financing situation:
- 47% of foreign buyers pay all cash ($26 billion annually) because traditional U.S. lenders won't finance them
- No lending options exist outside the United States for international buyers seeking U.S. mortgages
- Your clients are forced to tie up 100% of capital in property, even when leverage would be strategically better
Until now, wealth managers, private banks, and external asset managers have had no solution to offer their clients.
The Solution: America Mortgages Intermediary Program
America Mortgages is the only U.S. lender exclusively focused on overseas borrowers. We've created the world's first U.S. mortgage product that can be offered through intermediaries—private banks, wealth planners, EAMs, mortgage brokers, and client advisors.
Your benefit: Simple 1.50% referral fee on the loan amount. No licensing requirements. No operational overhead. No ongoing servicing. Just a simple referral.
Why This Works: Three Key Differentiators
1. Remarkably Simple Qualification
- If rental income covers the mortgage payment, the borrower qualifies
- No personal income documentation required
- No foreign tax returns or employment verification
- Works for new purchases, refinancing, and bridging loans
2. Fast, Seamless Process
- 30-45 day closing timeline
- Closing documents signed at U.S. embassies or international law firms
- No need for clients to travel to the United States
- Loan officers positioned globally in clients' time zones
3. Position as Service Provider
- Treat us like any other specialist service provider (insurance, immigration, tax advisors)
- No infrastructure investment required
- No regulatory complexity
- Maintain your central client relationship while leveraging our expertise
The Bridging Loan Opportunity
A substantial portion of high-value U.S. real estate is owned debt-free by international investors—capital locked in illiquid assets. Your clients may hold valuable U.S. properties free and clear, yet traditional banks cannot help them extract equity for liquidity.
America Mortgages' bridging loan solutions enable property owners to access equity quickly and efficiently for:
- Short-term liquidity needs
- Strategic investment opportunities
- Portfolio rebalancing
- Business expansion
This solves a real client need that private banks have never been able to address—while earning a referral fee.
The Market Opportunity
$56 billion in foreign purchases of U.S. real estate (April 2024-March 2025), up 33% from prior year.
Why international buyers choose U.S. real estate:
- Portfolio diversification and currency protection
- Second Home / Pied de Terre
- Educational opportunities for children
- Attractive returns and relative value vs. global cities
Who We're Looking For
We're seeking partnerships with:
- Private banks serving high-net-worth and ultra-high-net-worth international clients
- Wealth planners and wealth management platforms
- External asset managers (EAMs) and multi-family offices
- International mortgage brokers specializing in cross-border transactions
- Client advisors and relationship managers with global portfolios
For potential partners based in Singapore: We welcome the opportunity to meet in person to present the program and discuss how we can work together to serve your international clients.
Next Steps
Contact America Mortgages:
Website: www.americamortgages.com
Email: [email protected] or [email protected] (U.S. related)
Phone: +65 9773-0273
About America Mortgages: A subsidiary of Global Mortgage Group (GMG), America Mortgages is the only U.S. lender focused exclusively on overseas borrowers, with loan officers positioned globally to serve international clients in their own time zones.
Your Top Questions Answered:
Q1: What is the America Mortgages Intermediary Program?
A: It is the world’s first U.S. mortgage program designed for wealth managers, private banks, and advisors to help international clients access U.S. real estate financing while earning a 1.50% referral commission.
Q2: Who can participate in this referral program?
A: Private banks, wealth managers, external asset managers, mortgage brokers, and client advisors serving international clients can all join without any licensing or compliance burden.
Q3: How do international clients qualify for U.S. mortgage financing?
A: If the rental income from the property covers the mortgage payment, the client qualifies. No income verification, tax returns, or U.S. residency requirements are needed.
Q4: How long does it take to complete a loan through America Mortgages?
A: The average timeline is 30 to 45 days. All documents can be signed at U.S. embassies or international law firms, with no need for clients to travel to the United States.
Q5: Why partner with Global Mortgage Group and America Mortgages?
A: Together, they offer a proven global lending platform dedicated to overseas borrowers, giving partners a simple, compliant, and profitable way to serve high-net-worth clients.
