Robert Chadwick
CEO, America Mortgages
U.S. Bridging Loans Through Our Subsidiary, America Mortgages
Through America Mortgages, GMG’s wholly owned U.S. subsidiary, we provide short-term, asset-based bridging loans to international buyers, foreign nationals, and U.S. expats.
These loans are designed for speed and simplicity, helping clients finance purchases, refinance existing holdings, or unlock equity in U.S. real estate — all without requiring local income, U.S. tax returns, or credit history.
✅ No U.S. credit score required
✅ No W-2 or tax returns
✅ 48–72-hour approval
✅ Funding in as little as 7–10 business days
Ideal for global investors needing quick liquidity or competitive positioning in the U.S. property market.
Why Choose a U.S. Bridging Loan from GMG & America Mortgages
| Advantage | GMG Bridging Loan | Traditional U.S. Bank Mortgage |
|---|---|---|
| Speed | Approval in 48–72 hrs | 4–8 weeks average |
| LTV (Loan-to-Value) | Up to 75% | Typically ≤ 60% |
| Qualification | Based on property value + exit strategy | Full income + credit documentation |
| Structure | Interest-only | Principal + interest, amortized |
GMG bridging loans are built for non-residents, U.S. expats, and international corporations that require fast, reliable access to capital for residential or investment properties.
Case Study: $22M U.S. Bridging Loan for Australian Investor:
Location: San Diego, California
Client: Australian Family Office
Property Value: USD $22 million
Funding Timeline: 5 business days
“Our team at America Mortgages, noting the urgency and short timeline of this closing, coordinated the escrow, title, appraisal, insurance, and funding all within five business days.”
— Donald Klip, Co-founder, Global Mortgage Group
Scenario:
An Australian client based in Sydney owned two luxury San Diego investment properties. With a time-sensitive business opportunity, they needed immediate access to liquidity.
Solution:
America Mortgages arranged a custom asset-backed bridging loan, releasing funds within one week.
Result:
The client leveraged $22M in real estate value without selling, achieving rapid access to capital and maintaining long-term investment positions.
When to Use a Bridging Loan in the U.S.
- Buy Before You Sell – Secure your next property before sale proceeds arrive.
- Refinance or Equity Release – Access capital tied up in owned real estate.
- Construction or Completion Funding – Cover costs for projects nearing delivery.
- Short-Term Investment Opportunities – Close fast on high-return deals.
- Bridge-to-Permanent Financing – Transition to long-term America Mortgages loan when ready.
Who Qualifies
- Foreign nationals investing in U.S. real estate
- U.S. Expats earning income overseas
- Developers or family offices seeking quick funding
- Corporate entities and trust entities purchasing or refinancing assets
No U.S. income or residency required — approval is based on property value, not personal profile.
Eligible Properties
- Residential: Condos, single-family homes, townhouses
- Investment and rental properties
- Multi-family and mixed-use buildings
- Commercial or retail assets
- Land or construction financing
Exit Strategies
A well-defined exit plan ensures fast approval. Common strategies include:
- Refinancing into a long-term mortgage
- Sale of the secured property
- Liquidity event or business capital repayment
Our team also provides “Bridge-to-Mortgage” transitions, converting short-term loans into America Mortgages’ 30-year fixed programs once stabilized.
Why GMG & America Mortgages
- Direct U.S. lender and broker — more options
- Global network across 50+ countries
- High approval rate (97%) for qualified borrowers
- Fast closings (5–10 business days)
- Flexible structures up to 75% LTV
- End-to-end support for escrow, appraisal, and title
GMG and America Mortgages are on track to fund over $500 million in U.S. bridging and asset-backed loans in 2025, solidifying our position as the leading provider for non-U.S. residents.
Frequently Asked Questions
Q: Can non-U.S. residents apply?
A: Yes — our programs are built exclusively for international buyers and expats.
Q: How fast can a loan close?
A: In as little as 7–10 business days.
Q: What’s the minimum loan size?
A: USD $500,000, with no upper limit for qualifying assets.
Q: Is a U.S. credit score needed?
A: No — approval is based on property value and exit plan.
Get Started Today
Through America Mortgages, GMG provides direct access to fast, flexible, and secure U.S. bridging loans for global investors.
1️⃣ Book a Consultation – Discuss your goals with our America Mortgages team.
2️⃣ Get Pre-Qualified – Receive approval within 48 hours.
3️⃣ Close Fast – Fund in days, not months.
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