Featured Resources
Amortization – How to choose between 10 or 30 year options?
When you acquire a mortgage, the lender divides the repayment schedule into several monthly installments over a fixed period.
The definition of “Assets” on Loan Application Form 1003
Assets refer to a wide variety of items you own that have a monetary value.
What is an Escrow?
Escrow refers to a financial account in which the funds are managed by an intermediary like a law firm or dedicated escrow company on behalf of the two parties committed to a dealing or transaction.
What is an Appraisal – and how is it used in a mortgage?
An appraisal is simply an ‘official’ assessment of a property value.
Capitalization Rate or CAP rate – What is it, and how is it used?
The CAP rate is usually always published on real estate presentations or websites, though it can be easily calculated.
The Basics of a “1031 Exchange”
A 1031 exchange is simply an exchange of one investment property for another, where the capital gains taxes on the property sold are deferred.
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