In this live webinar, Donald Klip and Leonard Lee from Global Mortgage Group present the Global Property Financing in 2026 update — Mortgages in 21 Countries, Bridging Loans in 8 Markets, and What’s New for Foreign Buyers. The session highlights key macro trends affecting global investors, including U.S. housing shortages, currency movements, quantitative easing, and strong cross-border demand.
Donald outlines where international investors are buying today and why markets such as the U.S., Dubai, Australia, Japan, and Singapore continue to offer attractive rental yields and strong financing options. Leonard explains GMG’s 21-country mortgage platform and 8-market bridging loan solutions, including foreign-income acceptance, equity release, remote digital processing, and rapid 24–48 hour approvals.
The session concludes with case studies and a live Q&A covering refinancing, equity extraction, bridging loans, rental-yield strategies, and global property investment planning.
Q: If we wanted to get started in the investment property game, where would you recommend?
DK: Recommendations depend on where you live, but DK strongly favors the U.S. due to its economic strength, education-driven demand, and high rental yields. Only Dubai and the U.S. reliably provide positive rental cash flow today.
Q: Dubai is so hot. Should I invest there? Can you refer a realtor?
DK: Dubai is “super-hot,” safe, and strategically located. GMG can connect investors with trusted real estate partners there.
Q: There’s noise about foreigners in the U.S. Is it safe to invest?
DK: Yes. Despite media noise, the U.S. remains one of the safest and strongest markets for foreign investors due to reshoring, tech expansion, foreign talent demand, and long-term economic drivers.
Q: I own a property in Sydney worth 1.5M, fully paid. Need 500k for renovations. Can you lend?
LL: Yes. Sydney is a top-performing city with large trapped equity. Bridge loans can reach 60–70% LTV, so extracting 500k from a 1.5M property is straightforward once valuation, address, and exit strategy are provided.
Q: I’m a private banker in Singapore. My client’s U.S. home appreciated. Can we take equity out?
DK: Absolutely. GMG can typically release up to 60% of the property value, with funding usually completed in about 30 days.
Q: We own a landed property in Singapore (7M value, 1M loan). Need funds to grow a restaurant business. Options?
DK: Yes. GMG can release 70–80% of the property value via a short-term, interest-only bridging loan, typically completed in a few weeks.
Q: For someone overseas, how realistic is it to complete a mortgage remotely? (Dubai, Australia, U.S.)
LL: Very realistic. Most lenders allow remote ID verification and digital signing. Only certain European markets (e.g., Spain, Portugal) may require one in-person meeting.
Q: I’m a dual U.S./Antigua citizen. I own land in Antigua. Can you finance development?
DK: GMG does not lend in Antigua. However, if you own U.S. property, GMG can extract equity in the U.S. to finance your Antigua project — a common strategy.
Q: How does the 24–48 hour bridging loan approval work?
DK: GMG first determines the purpose of funds and exit strategy, issues a rapid pre-approval, then collects documents. Because the loan is asset-based, approvals are quick unless valuation expectations differ significantly from true market value.
Q: Do you plan to finance Bali, Georgia, Oman, or Africa?
DK: No. These markets are not supported. Bali is difficult because pricing is inconsistent — similar to Niseko — making lending riskier.
Q: My U.S. property increased in value after 3 years but may slow down. Should I sell, buy new, or refinance?
DK: DK advises not selling, citing upcoming quantitative easing and liquidity expansion expected to boost asset prices. Refinancing may make sense, especially with rates trending downward. A personalized review is recommended, including whether a 1031 exchange applies.
Q: How competitive are your interest rates compared to local banks?
DK: GMG uses onshore lenders, so rates match local market levels. The difference is that GMG specializes in serving overseas borrowers, whereas domestic banks often avoid non-resident clients.
Q: Which of your bridging-loan markets have the highest demand right now? Why?
LL: High demand in the U.S., Australia, and Singapore due to significant trapped equity and strong price growth.
Also rising interest in New Zealand and Canada, where foreign-buyer bans prevent selling, prompting owners to unlock equity instead.
Q: I have a property in Spain with no mortgage. Can I mortgage it to buy rental property elsewhere?
LL: Yes. Equity can be released through a bridge loan or cash-out refinance in Spain. Whether financing exists in the target purchase country depends on GMG coverage and local lending regulations.
