Donald Klip
Co-Founder, Global Mortgage Group
Why International Buyers Choose Europe
Europe remains one of the most sought-after destinations for global investors and overseas homeowners. With stable property markets, strong legal protections, and unmatched cultural appeal, buyers are drawn to cities like Paris, Lisbon, Madrid, Rome, and Athens for both investment and lifestyle.
Through GMG’s Europe Mortgage Program, non-residents can obtain competitive financing for second homes, vacation properties, and investment real estate across the continent — without requiring local income or residency.
Key Benefits of the GMG Europe Mortgage Program
✅ Finance Up to 70–80% of Property Value
Competitive loan-to-value ratios for foreign nationals and expats purchasing residential or investment properties in major European markets.
✅ Multi-Currency Options (EUR, GBP, USD)
Borrow in your preferred currency through GMG’s partner network of European banks and international lenders.
✅ No Local Credit or Residency Required
Qualify based on your foreign income, assets, or offshore company ownership, not local tax filings.
✅ Digital, Paperless Process
Apply online, upload documents securely, and sign all closing documents remotely from your home country using our encrypted digital platform.
✅ Programs for Residency and Investment
Financing available for Golden Visa and residency-by-investment properties in Portugal, Spain, and Greece — ideal for investors seeking both lifestyle and mobility benefits.
✅ Close in 30–45 Days
Fast, efficient, and fully remote — backed by GMG’s international underwriting and lender coordination.
Where We Lend
France – Luxury, Lifestyle, and Legacy
- Financing for Paris apartments, Côte d’Azur villas, and Alpine chalets
- Stable long-term appreciation and robust rental demand
- Ideal for both lifestyle buyers and long-term investors
Spain – Mediterranean Lifestyle & Strong Yields
- Popular with overseas buyers from the U.K., Europe, and Asia
- Financing available for Barcelona, Madrid, Marbella, and Costa del Sol
- Eligible for Golden Visa investment programs
Portugal – Residency and Retirement Have
- Lisbon, Porto, and Algarve attract global investors
- Mortgage financing available for Golden Visa properties
- Euro-based loans through leading Portuguese banks
Italy – Culture, Heritage, and Value
- Financing for Tuscany, Rome, Milan, and Lake Como
- Programs available for second homes and restoration projects
- Ideal for lifestyle investors seeking heritage and value
Germany – Economic Stability & Long-Term Growth
- Berlin, Munich, and Frankfurt remain safe, high-yield markets
- Euro-denominated financing with conservative lending standards
- Excellent choice for institutional and long-term investors
Greece – Island Living & Investment Potential
- Athens, Mykonos, and Santorini attract international buyers
- Financing for Golden Visa properties and rental investments
- Growing short-term rental yields driven by tourism
Ireland – Growth, Innovation, and Connectivity
- Dublin and Cork remain magnets for tech and finance professionals
- English-speaking, Euro-based market with strong expat demand
- Financing available for second homes and investment properties
Who Qualifies
- Foreign nationals investing in European property
- Expatriates living and working abroad
- Investors seeking second homes or rental income
- Retirees relocating to lifestyle markets
- High-net-worth clients pursuing Golden Visa properties
The GMG Advantage
- Access to top European and international lenders
- Specialized non-resident underwriting for overseas buyers
- Multi-language and English-language support
- Transparent fees, competitive rates, and global service
- Offices in Asia, Europe, and the United States
Your Journey to European Property Ownership
- Pre-Qualify Online – Complete our secure digital application.
- Receive Pre-Approval – Learn your borrowing power within 24 hours.
- Choose Your Property – From Paris apartments to coastal villas.
- Close Remotely – Sign documents and fund your loan from your home country.
Frequently Asked Questions
Q: Can foreigners get mortgages in Europe?
Yes. GMG provides non-resident financing through local banks and international lenders across Europe.
Q: Which countries are eligible?
France, Spain, Portugal, Italy, Germany, Greece, and Ireland are all supported through the GMG Europe Mortgage Program.
Q: Do I need to live or work in the EU to qualify?
No. We qualify borrowers using foreign income and international documentation.
Q: Can I finance a Golden Visa property?
Yes. We offer financing for residency and investment programs in Portugal, Spain, and Greece.
Q: How long does the process take?
Typically 30–45 days, from pre-approval to completion.
Invest in Europe with GMG
Whether you’re purchasing a Paris apartment, Lisbon villa, or Santorini retreat, GMG makes European property ownership accessible, secure, and globally supported.
