Latin America Mortgages

"Latin America offers an incredible combination of lifestyle, affordability, and high-yield opportunities. From Panama’s financial hub to the beaches of Mexico and the Caribbean, GMG helps global investors finance property across the region — securely and seamlessly."

Donald Klip

Co-Founder, GMG


Why International Investors Choose Latin America

Latin America has emerged as one of the most attractive property investment regions in the world, combining strong tourism demand, affordable property values, and favorable residency options.

Whether you’re seeking a vacation home, retirement villa, or income-generating rental, countries like Panama, Mexico, Costa Rica, Belize, the Dominican Republic, and Jamaica offer unmatched potential for global investors.

GMG’s Latin America Mortgage Program is designed for foreign nationals and expats, offering U.S.-dollar-denominated financing through leading banks and private lenders — without requiring local income or residency.

Key Benefits of the GMG Latin America Mortgage Program

✅ Finance Up to 70–80% of Property Value
Flexible loan programs designed for non-residents, with competitive U.S.-dollar or local-currency options depending on location.

✅ No Local Credit or Residency Required
Qualify based on your international income and assets. No local tax filings or credit score needed.

✅ Streamlined Digital Process
Apply online, submit documents electronically, and sign closing documents from your home country using our secure encrypted platform.

✅ Tailored to Lifestyle and Investment Buyers
Programs for vacation homes, rental properties, and second homes throughout the Caribbean and Central America.

✅ Close in 30–45 Days
Our technology-enabled platform and local partnerships make financing fast, secure, and fully remote.

Where We Lend

GMG works directly with regional lenders, and financial institutions across key Latin American markets to bring global investors direct access to competitive mortgage programs.

Panama – The Financial Gateway of the Americas

  • Dollar-based economy and strong banking sector
  • Popular for expats and retirees seeking stability
  • Ideal for urban condos, new developments, and rental income

Mexico – Coastal Living and Global Demand

  • Mexico City, Los Cabos, and Riviera Maya attract global buyers
  • Strong short-term rental yields in tourist destinations
  • Residency programs available for foreign homeowners

Dominican Republic – Caribbean Value & Resort Growth

  • High-demand market for second homes and vacation rentals
  • Resort communities offering financing for non-residents
  • 6–8% typical gross rental yields

Costa Rica – Eco-Luxury and Lifestyle Investment

  • Known for sustainable development and safety
  • Popular among retirees and digital nomads
  • Mortgage programs available for foreigners through partner banks

Belize – English-Speaking & USD-Based

  • Attractive for North American and Asian investors
  • Simple ownership structure and strong tourism growth
  • Financing in U.S. dollars available through GMG lenders

Jamaica – Tourism, Culture, and Income Potential

  • Fast-growing short-term rental market (Kingston, Montego Bay, Ocho Rios)
  • Resort development financing available
  • Ideal for lifestyle investors seeking high-yield vacation properties

Who We Work With

  • Foreign nationals investing or retiring in Latin America
  • Global investors seeking lifestyle or income-generating properties
  • U.S., Canadian, European, and Asian expats relocating or purchasing second homes
  • Developers offering buyer financing options to overseas clients

The GMG Advantage

  • Global mortgage access through regional banking and financing partners
  • Loan specialists across Asia, the Americas, and the Middle East
  • Digital application and encrypted document portal
  • Transparent structure and expert cross-border guidance
  • 100% remote processing from pre-approval to closing

Your Path to Property Ownership in Latin America

  1. Pre-Qualify Online – Start your application in minutes.
  2. Get Pre-approved – Know your loan options quickly.
  3. Select Your Property – From resort condos to beachfront villas.
  4. Close Remotely – Sign and fund your mortgage from your home country.

Apply Now or Schedule a Consultation with a GMG regional mortgage specialist.

Frequently Asked Questions

Q: Can foreign nationals get a mortgage in Latin America?
Yes. GMG offers U.S.-dollar and local-currency mortgage programs through partner banks across Latin America and the Caribbean.

Q: Which countries can I buy in?
We finance properties in Panama, Mexico, Dominican Republic, Costa Rica, Belize, and Jamaica, among others.

Q: What types of properties are eligible?
Condos, villas, vacation homes, investment rentals, and new developments with approved lenders.

Q: How long does it take to close?
Typically 30–45 days, depending on country and lender.

Q: Do I need local income or credit?
No. GMG qualifies borrowers using foreign income and international assets.

Invest in Latin America with GMG

Whether it’s a beachside villa in Mexico, a retirement home in Costa Rica, or a resort condo in the Dominican Republic, GMG helps you unlock the best of Latin America through secure, cross-border mortgage solutions.