International Residential Mortgages – 21 Countries We Can Finance

Global Property Financing for Non-Residents and Overseas Borrowers in:

North America:  USA,  Canada

Latin America: Panama,  Mexico,  Costa Rica,  Belize,  Dominican Republic

UK & Europe: UK/London,  Ireland,  France,  Portugal,  Spain,  Italy,  Germany,  Greece

Middle East & Mediterranean: Dubai,  Abu Dhabi,  Israel

Asia Pacific:  Singapore,  Japan,  Australia,  Thailand 

Are you a non-resident looking to purchase property abroad? Finding international mortgage financing as a foreign national or expat can be challenging, but we specialize in making overseas property ownership accessible. Our international residential mortgage solutions help overseas borrowers secure financing in some of the world's most desirable locations.

Why Choose Our International Mortgage Services?

Securing a mortgage as a non-resident requires specialized knowledge of international lending markets, cross-border regulations, and foreign property laws. Traditional banks often decline foreign national mortgage applications, leaving overseas buyers without financing options. We bridge this gap by connecting international borrowers with lenders who understand overseas property financing.

Whether you're an expat seeking a second home, an investor building an international property portfolio, or a foreign national purchasing your dream vacation property, our cross-border mortgage solutions are designed for you.

Countries Where We Provide Non-Resident Mortgage Financing

We offer international residential mortgages for property purchases in the following countries:

North America

  1. USA - Overseas borrowers can easily finance property in the United States as a foreign national or expat, from luxury homes to investment properties. 
  2. Canada - Access Canadian real estate financing for overseas borrowers.

Central & Sound America , and the Caribbean

  1. Mexico - Secure financing for Condominiums, luxury villas, and beachfront properties.
  2. Panama - Financing available for condominiums (apartments), beachfront properties, and single-family homes.
  3. Costa Rica - Obtain financing for turnkey condominiums and single-family homes in beach and tourist areas for short-term rentals, eco-friendly off-grid homes for the growing wellness and remote worker market, and pre-construction condos for price appreciation.
  4. Dominican Republic - Financing options for beachfront condos and villas
  5. Belize - Finance single-family homes in tourist areas like Ambergris Caye and Placencia, luxury beachfront properties, and canal-front houses with private pools.
  6. Jamaica - We can finance luxury beachfront villas, vacation homes, apartments/condos in urban centers, and properties within secure, gated communities. 

UK & Europe

  1. United Kingdom/London - Luxury apartments, pied-de-terre, student housing
  2. France - Finance châteaux, apartments, and villas throughout France
  3. Spain - Costa del Sol, Barcelona, Madrid, and beyond
  4. Portugal - Golden Visa properties and Algarve homes
  5. Greece - Island properties and mainland real estate
  6. Italy - Tuscan villas, Roman apartments, and coastal properties
  7. Germany - Finance property in Europe's strongest economy

Middle East & Mediterranean

  1. Dubai (UAE)  and Abu Dhabi - Access financing for luxury properties in Dubai and the United Arab Emirates
  2. Israel - International financing solutions for property in Israel

Asia-Pacific

  1. Singapore - Finance luxury condos for investment and second home
  2. Thailand - Finance condos and villas in Bangkok, Phuket, and beyond
  3. Japan - Overseas buyer financing for Japanese real estate
  4. Australia - Finance condos in Sydney, Melbourne, Perth, Adelaide, Brisbane, Canberra

Who Qualifies for International Mortgages?

Our overseas mortgage programs are available to:

  • Expatriates living and working abroad
  • Foreign nationals purchasing property outside their home country
  • Non-resident investors building international real estate portfolios
  • Global citizens seeking second homes or vacation properties
  • International business owners expanding their property holdings
  • Remote workers relocating to new countries
  • Retirees seeking overseas retirement destinations

Benefits of Our International Mortgage Solutions

  • Specialized Non-Resident Lending - We work exclusively with lenders experienced in foreign national mortgages
  • Multiple Country Options - Access financing across 22 countries worldwide
  • Competitive Rates - Benefit from our international lender network and competitive overseas mortgage rates
  • Expert Guidance - Navigate complex cross-border regulations with confidence
  • Streamlined Process - Simplified application procedures for international borrowers
  • Flexible Solutions - Financing options tailored to non-resident circumstances
  • English-Language Support - Clear communication throughout the mortgage process

International Mortgage Process for Overseas Buyers

Securing an international residential mortgage is straightforward with our guidance:

  1. Consultation - Discuss your property goals and financing needs
  2. Pre-Qualification - Determine your borrowing capacity as a non-resident
  3. Property Selection - Choose your ideal property in any of our 22 countries
  4. Application - Submit your international mortgage application
  5. Approval - Receive financing approval from specialized lenders
  6. Closing - Complete your overseas property purchase

Why International Mortgage Financing Matters

The global real estate market offers tremendous opportunities for wealth building, lifestyle enhancement, and portfolio diversification. However, non-resident mortgage financing remains one of the biggest obstacles for international property buyers. Traditional domestic lenders typically don't serve foreign nationals, creating a financing gap that prevents thousands of overseas buyers from achieving their property ownership goals.

Our international residential mortgage solutions remove this barrier, providing access to:

  • Vacation homes in tropical paradises
  • Investment properties in high-growth markets
  • Retirement residences in affordable, beautiful locations
  • Rental income properties generating foreign currency returns
  • Citizenship-by-investment properties in countries like Portugal and Greece

Start Your International Property Journey Today

Don't let financing challenges prevent you from owning property abroad. Whether you're seeking a non-resident mortgage in Spain, foreign national financing in the USA, or overseas property loans in Thailand, we have the expertise and lender relationships to make your international real estate dreams a reality.

Ready to explore international mortgage options? Contact us today to discuss financing for your overseas property purchase in any of our 22 supported countries. Our international mortgage specialists are ready to guide you through every step of the cross-border financing process.

process.

Sincerely,

Donald Klip

Founder, Global Mortgage Group


Specializing in international residential mortgages for non-residents, foreign nationals, and expat property buyers worldwide. Competitive rates, expert guidance, and financing solutions across North America, Central America, South America, Europe, the Middle East, and Asia-Pacific.