Robert Chadwick
Co-CEO
Own U.S. Property, Wherever You Live
Buying property in the United States is one of the most secure and profitable global investments — and now, it’s accessible to foreign nationals, non-residents, and expatriates through America Mortgages, a wholly-owned subsidiary of Global Mortgage Group (GMG).
Whether you live in Singapore, Hong Kong, Dubai, London, or Mexico City, our team helps you get U.S. mortgage financing without needing a U.S. Social Security number, U.S. credit history, or income earned in the U.S.
Why Choose America Mortgages
✅ Direct U.S. Mortgage Lender for International Buyers
America Mortgages is a licensed U.S. mortgage lender and a globally recognized “Super Broker” with access to both onshore and offshore funding sources. We provide end-to-end home financing exclusively for foreign nationals and U.S. expats worldwide.
✅ Access to 150+ U.S. Mortgage Programs
Gain access to over 150 U.S. bank and private mortgage programs, offering customized loan solutions built specifically for non-residents and Americans living abroad.
✅ 97% Loan Approval Rate
Our approval rate speaks for itself — 97% of qualified foreign national and U.S. expat borrowers receive mortgage approvals, making U.S. homeownership a reality for global investors.
✅ No U.S. Credit Score Required
No need for a U.S. credit history. We accept international credit reports, foreign income, and alternative financial documentation from your home country.
✅ Technology-Enabled Platform for Overseas Borrowers
Our technology-driven mortgage process is built specifically for international clients, streamlining every step — from application to closing. We eliminate unnecessary paperwork, ensure a smooth, transparent experience, and protect your data with the world’s most advanced encryption protocols for total security.
✅ U.S. Expat Mortgages Tailored for You
Our loan products are structured to deliver the same benefits you’d receive walking into a major U.S. bank — but designed for expats earning income overseas. Enjoy competitive rates, personalized underwriting, and simple qualification criteria.
✅ Sign Documents in Your Home Country
You can review and sign all closing documents in your home country, without the need to travel to the U.S. The entire process typically takes 30–45 days, from application to funding — fast, efficient, and 100% global.
Who Can Apply
Traditional U.S. lenders and banks struggle with:
- Foreign Nationals living outside the U.S.
- U.S. Expats earning income abroad
- Permanent Residents and Green Card Holders
- International Investors seeking exposure to the U.S. real estate market
- Offshore Corporations or Trusts investing in U.S. assets
Eligible Property Types
We finance a wide range of U.S. residential and investment properties, including:
- Condominiums
- Single-family homes
- Vacation and second homes
- Education-related homes for student/child
- Investment and rental properties
- Cash-out refinance and portfolio loans
Where Our Clients Invest
The U.S. real estate market offers endless opportunities — from luxury vacation homes to high-yield rental properties.
Popular investment cities include:
- New York City: Global hub and University housing for child
- Miami: Global lifestyle and rental demand
- Los Angeles: Prestige and long-term value
- Dallas & Houston: Affordable investment hubs
- San Francisco & Seattle: Tech-driven markets
- Orlando & Las Vegas: Strong short-term rental yields
- Dallas & Charlotte: Inbound migration for job opportunities
- Phoenix & Atlanta: Technology-related job growth
The America Mortgages Advantage
- U.S.-licensed loan officers in the US, Asia, the Middle East, and Europe
- 24/7 global support for time zone convenience
- Competitive fixed and adjustable-rate terms (30 years)
- In-house underwriting team for faster approvals
Getting Started is Easy
- Pre-Qualify Online – Complete our short digital application.
- Receive Your Pre-Approval in 24 Hours – Know your eligibility and loan amount.
- Find Your Property – Work with our preferred realtor.
- Finalize and Close – Our global mortgage team coordinates everything from start to finish.
Get Pre-Qualified Now or Schedule a Consultation with one of our America Mortgages specialists.
About America Mortgages
America Mortgages is a wholly-owned subsidiary of Global Mortgage Group (GMG), dedicated exclusively to providing U.S. real estate financing to non-U.S. citizens and expatriates in more than 50 countries.
With offices in the United States, Singapore, and Hong Kong, we combine deep mortgage expertise with a global reach — helping overseas clients unlock access to the world’s largest property market.
Frequently Asked Questions
Q: Can I get a mortgage if I don’t live in the U.S.?
Yes. Our programs are specifically designed for foreign nationals and non-resident investors.
Q: Do I need a U.S. bank account or credit score?
No. We qualify borrowers based on foreign income and international credit reports.
Q: How long does the process take?
Most loans close in 30–45 days from application to funding.
Q: What are the typical interest rates?
Rates vary based on loan size, LTV, and borrower profile, but are U.S. domestic rates, except available for overseas borrowers.
Take the First Step Toward U.S. Property Ownership
With America Mortgages, owning a home or investment property in the U.S. is simpler than ever.
Let us help you turn your international property goals into reality.
