Donald Klip
Co-Founder, Global Mortgage Group
Why Global Investors Choose Asia-Pacific
Asia-Pacific remains one of the world’s most attractive property investment regions — offering a unique mix of economic strength, transparency, and lifestyle value.
From Singapore’s high-end condominiums and Tokyo apartments to Sydney family homes and Phuket villas, international buyers can finance property through GMG’s regional lending network without needing local credit or residency.
Our Asia-Pacific Mortgage Program connects foreign nationals and expats to banks and private lenders across Singapore, Japan, Australia, and Thailand, offering USD, AUD, SGD, or JPY-denominated loans.
Key Benefits of the GMG Asia-Pacific Mortgage Program
✅ Finance Up to 70–80% of Property Value
Competitive loan-to-value (LTV) ratios across Asia-Pacific markets for foreign nationals and expats.
✅ No Local Income or Residency Required
Qualify using foreign income, offshore assets, or global credit documentation.
✅ Multi-Currency Options
Borrow in USD, AUD, SGD, JPY, or local currencies, depending on location and lender preference.
✅ Technology-Enabled Process
Fully digital applications, remote signatures, and encrypted document transfers — no travel required.
✅ Refinancing & Cash-Out Programs
Access liquidity by refinancing existing property holdings in Singapore, Japan, or Australia.
✅ Close in 30–45 Days
Fast, secure, and globally coordinated mortgage process for overseas borrowers.
Where We Lend
Singapore – Asia’s Financial and Real Estate Hub
- Known for its strong legal system, stable economy, and high-value property market
- Financing available for condos, landed homes, and investment properties
- Programs for foreign nationals, PRs, and overseas Singaporeans
- Loan-to-Value: Up to 75% for qualifying international buyers
- Refinancing available for completed properties
- Fast approvals through GMG’s Singapore-based lending partners
“Singapore remains one of the safest and most stable property markets globally — ideal for capital preservation and rental income.”
— Donald Klip, GMG
Japan – Tradition Meets Opportunity
- Financing available for Tokyo, Osaka, and Kyoto residential or investment properties
- Foreign investors can access mortgages through international or Japanese partner lenders
- Strong short-term rental and long-term residential demand
- Competitive LTV up to 70% for non-residents
- Mortgages available in JPY or USD
- Ideal for investors seeking exposure to Japan’s growing tourism and tech economy
Australia – Stability, Lifestyle, and Growth
- One of the world’s most transparent property markets
- Financing available in Sydney, Melbourne, Brisbane, Perth, and Adelaide
- Options for foreign nationals, Australian expats, and PR holders
- Up to 80% LTV for eligible borrowers
- Programs for owner-occupied, investment, and holiday homes
- Refinancing and equity-release options for non-resident owners
- Fast digital application process with GMG’s local lender partnerships
“Australia’s property market remains a global benchmark for stability — combining strong regulation with long-term capital appreciation.”
— Donald Klip, GMG
Thailand – Lifestyle and Vacation Property Investment
- Financing available for condos and villas in Bangkok, Phuket, Chiang Mai, and Hua Hin
- Foreign ownership allowed for condominiums (up to 49% of building foreign quota)
- Ideal for vacation homes, rental income, and retirement investments
- LTV typically up to 70% for qualifying overseas borrowers
Who Qualifies
- Foreign nationals purchasing property in Asia-Pacific
- Expats earning income abroad
- Permanent Residents and dual citizens investing overseas
- High-net-worth investors diversifying into Asia-Pacific markets
- Retirees seeking second homes or lifestyle investments
The GMG Advantage
- Access to Asia-Pacific’s leading banks and private lenders
- Localized lending expertise across four key countries
- Transparent, multilingual communication and legal support
- Refinancing, equity-release, and bridging options available
- Fully digital onboarding and remote closing process
Your Path to Asia-Pacific Property Ownership
- Pre-Qualify Online – Complete our secure digital application.
- Receive Pre-Approval – Know your borrowing power within 24 hours.
- Select Your Property – From city condos to coastal villas.
- Close Remotely – Sign all documents securely from your home country.
Frequently Asked Questions
Q: Can foreigners buy property in Asia-Pacific?
Yes. GMG’s Asia-Pacific Mortgage Program supports non-resident financing in Singapore, Japan, Australia, and Thailand.
Q: How much can I borrow?
Up to 70–80% LTV, depending on country and borrower profile.
Q: Do I need to live in the country where I buy?
No. GMG qualifies you based on foreign income and global assets.
Q: Are mortgages available in local currencies?
Yes. Loans can be arranged in USD, SGD, AUD, JPY, or THB.
Q: How long does the process take?
Most loans close within 30–45 days.
Invest in Asia-Pacific with GMG
From Singapore’s skyline to Tokyo apartments, Sydney homes, and Phuket villas, GMG makes Asia-Pacific property ownership simple and secure for international buyers.
