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A ‘traditional’ mortgage is fairly straightforward. It’s a debt instrument secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Mortgages come in many forms. The most popular GMG mortgages are a 5 year Adjustable Rate Mortgage (more below) for Foreign Nationals and 30-year fixed for U.S. citizens. Regardless, all of GMG’s mortgages are amortized over 30 years.

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A ‘traditional’ mortgage is fairly straightforward. It’s a debt instrument secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Mortgages come in many forms. The most popular GMG mortgages are a 5 year Adjustable Rate Mortgage (more below) for Foreign Nationals and 30-year fixed for U.S. citizens. Regardless, all of GMG’s mortgages are amortized over 30 years.

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Refinancing your home is simply getting a new mortgage to replace the original mortgage. Refinancing is done to allow a borrower to obtain a better interest term and rate.

With mortgage rates set to be the lowest in history, there has been no better time to “lower the rate” on your existing mortgage.

Regardless if we do your loan or not, our team of mortgage experts can give you valuable insights on the process.


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A Cash-out Refinance is a new mortgage that is larger amount than the existing loan amount in order to convert home equity into cash.

The recent economic uncertainty coupled with the high amount of equity built into the value of existing real estate has created a surge in Cash-out Refinancings!

GMG is an overseas U.S. mortgage specialist and our loan officers look forward to introducing you to GMG Cash-out Refinancing program to help you unlock you home equity and provide the liquidity you require.


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Commercial real estate is an income producing property used solely for business (rather than residential) purposes.

Examples include retail malls, shopping centers, office buildings and complexes, and hotels. Financing – including the acquisition, development and construction of these properties – is done through our network of banks and private lenders globally.

GMG Commercial Loans are all bespoke and our dedicated team of professionals work closely with all parties involved to structure a loan which meets the criteria of the borrower.


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GMG Bridge Loans are short-term loans used until a person or company secures permanent financing or removes an existing obligation.

It allows the user to meet current obligations by providing immediate cash flow. Bridge loans are short term, up to one year, have higher interest rates that traditional mortgages but can be funded in a very short period of time.

Bridge Loans and are usually backed by some form of collateral such as real estate.

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