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Advantages of Investment Mortgage Loans Over Cash Purchases

MAY 7, 2019 . INVESTMENT MORTGAGE, US INVESTMENT, US REAL ESTATE INVESTING


 

As a U.S. real estate investor, investment mortgage loans can be very beneficial to you. Global Mortgage Group focuses specifically on these types of mortgage loans and there a number of programs on hand that make it possible for people to get a mortgage for the purpose of investing in real estate. Some of them are better than others, but they can all help you out in some way. If you are considering getting a mortgage, here are a few advantages that you can get from an investment mortgage loan.

Advantages

Use other people's money - The biggest advantage of using investment mortgage loans is that you get to use other people's money. Many financial experts have said that you should use other people's money whenever you can. When you get a mortgage, you only have to put up a certain percentage of the money for the property, but you still get to benefit from owning the whole property. You get to take advantage of appreciation in the property and you get to use it for whatever you want. This allows you to hang on to your capital and use it for other investments.

Reasonable interest - With most mortgages, you will be able to get a very reasonable interest rate as long with or without a US credit score (FICO). When you get a low interest rate like you can with an investment mortgage, it can save you a substantial amount of money. For the cost of the loan, it is usually well worth it to get a mortgage instead of using your funds. Hang on to your cash and use it towards additional investments.

Easy approval - With an investment mortgage, you will usually be able to tell whether you are approved rather quickly. The Global Mortgage Group has pretty cut and dry standards when it comes to getting you approved you for an investment mortgage. GMG has loan programs for US Expats with or without US credit. We understand that living abroad often changes factors and your ability to borrower in the US. Our loan programs are tailored towards your exact situation.

Not a US citizen, Foreign National or considering relocating abroad for work or school? We can help. Our Foreign National / Non US citizen mortgage loans were created for these situation. Qualify with No US credit. No US residency. No income verification. It's not simple, but we have it down to a science with our expertise in this market. You will know where you stand, and if you will qualify within a reasonable amount of time.

Increase your reach - With the use of investment mortgages, you can increase your investment power. As you grow, you can keep buying more and more property. In Asia, where property prices have increased and square footage and yield have decreased, finding an affordable investment outside your home country only makes sense. In fact, many people would not be able to purchase property otherwise as it usually takes a big investment. You can keep picking up more and more property as you go.

Build your net worth - Hong Kong, Singapore, Shanghai and other large Asian cities have cooling measures put in place to stabilise a fast appreciating Real Estate market mainly due to outside investment and the lack of affordable Real Estate options. Being able to build your net worth on a global scale gives with an reasonable mortgage loan that eventually you will have all of the property paid off gives you the same opportunity as any one else regardless of your passport. You are free to do what you want with all of the property. If you had to rely on your own funds for all of this, much of it would not be possible. 

The Verdict

Using an investment mortgage can be a great way to get involved in the real estate investment market. Many people have gained considerable amounts of wealth through the use of real estate investment. Therefore, if you are at all considering getting involved in the field, you should definitely take advantage of investment mortgages. The advantages that you will receive as a result of using them will help you in a number of ways. If you can qualify for one, it makes a lot of sense financially. Global Mortgage Group's main focus is helping non US citizens and Expats obtain prime, quality investment mortgage loans not only in the United States, but on a global scale.

What are you waiting for? a For more information on U.S. or mortgage loans in other countries please enquire via email - hello@gmg.asia . One email can change the rest of your life for generations.

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