<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	 xmlns:media="http://search.yahoo.com/mrss/" >

<channel>
	<title>Mortgage IQ &#8211; Global Mortgage Group</title>
	<atom:link href="https://www.gmg.asia/category/mortgage-iq/feed/" rel="self" type="application/rss+xml" />
	<link>https://www.gmg.asia</link>
	<description></description>
	<lastBuildDate>Fri, 22 Aug 2025 10:50:36 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.0.11</generator>

<image>
	<url>https://www.gmg.asia/wp-content/uploads/2021/03/favicon.png</url>
	<title>Mortgage IQ &#8211; Global Mortgage Group</title>
	<link>https://www.gmg.asia</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>What is the &#8216;Down Payment&#8217; in a real estate purchase?</title>
		<link>https://www.gmg.asia/what-is-the-down-payment-in-a-real-estate-purchase/</link>
		
		<dc:creator><![CDATA[Dipti K.]]></dc:creator>
		<pubDate>Sat, 23 Jan 2021 08:14:24 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3187</guid>

					<description><![CDATA[Your down payment is the first payment you make on your mortgage loan.]]></description>
		
		
		
			</item>
		<item>
		<title>What is the ‘Term’ in a mortgage?</title>
		<link>https://www.gmg.asia/what-is-the-term-in-a-mortgage/</link>
		
		<dc:creator><![CDATA[Premela R.]]></dc:creator>
		<pubDate>Fri, 22 Jan 2021 08:06:07 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3184</guid>

					<description><![CDATA[A mortgage term indicates the total duration of a mortgage.]]></description>
		
		
		
			</item>
		<item>
		<title>How is an &#8216;Annual Percentage Rate (APR)&#8217; calculated?</title>
		<link>https://www.gmg.asia/how-is-an-annual-percentage-rate-apr-calculated/</link>
		
		<dc:creator><![CDATA[Dipti K.]]></dc:creator>
		<pubDate>Thu, 21 Jan 2021 08:02:50 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3181</guid>

					<description><![CDATA[The annual percentage rate (APR) estimates the total interest rate you will pay on your mortgage, including any additional lender fees.]]></description>
		
		
		
			</item>
		<item>
		<title>Debt-To-Income (DTI) Ratio determines your qualifying ability</title>
		<link>https://www.gmg.asia/the-debt-to-income-dti-ratio-determines-your-qualifying-ability/</link>
		
		<dc:creator><![CDATA[Premela R.]]></dc:creator>
		<pubDate>Wed, 20 Jan 2021 07:58:47 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3177</guid>

					<description><![CDATA[The debt-to-income (DTI) ratio equals your total fixed monthly debts divided by your total monthly gross income.]]></description>
		
		
		
			</item>
		<item>
		<title>Property Taxes &#8211; How is this calculated, and why is it important?</title>
		<link>https://www.gmg.asia/property-taxes-how-is-this-calculated-and-why-is-it-important/</link>
		
		<dc:creator><![CDATA[Dipti K.]]></dc:creator>
		<pubDate>Tue, 19 Jan 2021 07:53:29 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3173</guid>

					<description><![CDATA[A tax imposed on a real estate property by the government is called property tax.]]></description>
		
		
		
			</item>
		<item>
		<title>Homeowners Insurance &#8211; Why is this important in the Loan Process</title>
		<link>https://www.gmg.asia/homeowners-insurance-why-is-this-important-in-the-loan-process/</link>
		
		<dc:creator><![CDATA[Dipti K.]]></dc:creator>
		<pubDate>Sat, 16 Jan 2021 07:46:30 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3169</guid>

					<description><![CDATA[Homeowners insurance is the insurance policy that ensures the protection of a home and its belongings from specific damages.]]></description>
		
		
		
			</item>
		<item>
		<title>What is an &#8216;Adjustable-Rate Mortgage (ARM),&#8217; and how is it used?</title>
		<link>https://www.gmg.asia/what-is-an-adjustable-rate-mortgage-arm-and-how-is-it-used/</link>
		
		<dc:creator><![CDATA[Premela R.]]></dc:creator>
		<pubDate>Fri, 15 Jan 2021 07:34:06 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3161</guid>

					<description><![CDATA[An adjustable-rate mortgage (ARM) refers to a mortgage with variable interest rates, which change regularly after an initial period.]]></description>
		
		
		
			</item>
		<item>
		<title>What is a ‘Fixed-Rate Mortgage’ vs. an Adjustable-Rate Mortgage?</title>
		<link>https://www.gmg.asia/what-is-a-fixed-rate-mortgage-vs-an-adjustable-rate-mortgage/</link>
		
		<dc:creator><![CDATA[Premela R.]]></dc:creator>
		<pubDate>Thu, 14 Jan 2021 06:48:29 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3133</guid>

					<description><![CDATA[A fixed-rate mortgage keeps the interest rate fixed throughout the loan term. ]]></description>
		
		
		
			</item>
		<item>
		<title>What does &#8216;Principal&#8217; mean in a mortgage?</title>
		<link>https://www.gmg.asia/what-does-principal-mean-in-a-mortgage/</link>
		
		<dc:creator><![CDATA[Premela R.]]></dc:creator>
		<pubDate>Wed, 13 Jan 2021 06:44:45 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3126</guid>

					<description><![CDATA[Principal refers to the initial mortgage amount taken against the property you mortgaged.]]></description>
		
		
		
			</item>
		<item>
		<title>Buying a new home?  Why a &#8216;Pre-approval&#8217; can help you with your search</title>
		<link>https://www.gmg.asia/buying-a-new-home-why-a-pre-approval-can-help-you-with-your-search/</link>
		
		<dc:creator><![CDATA[Premela R.]]></dc:creator>
		<pubDate>Tue, 12 Jan 2021 06:39:07 +0000</pubDate>
				<category><![CDATA[Mortgage IQ]]></category>
		<guid isPermaLink="false">https://www.gmg.asia/?p=3123</guid>

					<description><![CDATA[A pre-approval denotes an official letter from the mortgage lender outlining the maximum mortgage amount they are willing to lend you.]]></description>
		
		
		
			</item>
	</channel>
</rss>
